Get more from your credit card

It's time you were rewarded for using your Visa card. With Black Hills Federal Credit Union’s Visa Rewards Credit Card, you'll earn rewards points each time you use it, while you also save money on purchases and balance transfers with our competitive South Dakota Annual Percentage Rate.

Get spending power from Visa Credit Card Rewards 

  • Earn rewards points on everyday purchases, redeemable for gift cards, travel options and more1
  • APR as low as 13.9%, depending on your credit score (See our credit card rates and terms)
  • No fees for maintenance, set-up, balance transfers or cash advances2
  • Grace period on purchases
  • Travel Accident Insurance up to $500,0003
  • Auto Rental Collision Damage Waiver3
  • Smart Travel Tips for when you're headed out of town
  • Register for Card Alerts on all of your BHFCU Cards
  • Access 24/7 Card Support for a lost or stolen card, denied transactions, transaction verification, and more. 
  • Visit our FAQ page to learn more about Credit Card fraud dispute processes

Online and Mobile Service - ScoreCard Rewards 

  • View your Rewards points balance on the Online Banking homepage and in our Mobile App
  • Click the ScoreCard Rewards button to automatically log in to – no password required.
  • Easily redeem your points for gift cards, travel options, electronics, and more.

Look for reward program details on Keep using your BHFCU card to earn points toward exciting gifts and travel rewards.

If your card is lost or stolen, call 605.718.1818 or 800.482.2428
1ScoreCard Terms and Conditions
2Cash Advances do incur finance charges beginning on the date of posting
3See Guide to Benefits

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Card Alerts

Card Alerts

Receive a text message or e-mail when your card is used. Set up custom alerts for transaction types and dollar amounts.

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Receive complimentary Accidental Death & Dismemberment insurance to enhance your life insurance policy.

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