Our South Dakota Guaranteed Asset Protection pays off
Don't get burned by rapid vehicle depreciation
- We partner with MEMBERS CHOICE™ to provide GAP Plus.
- GAP Plus fee can be rolled into your monthly vehicle loan payment or be paid separately by cash, check, charge or electronic transfer.
- In the event a total loss, GAP Plus bridges the divide between what you owe on your loan and what your insurance pays, based on the terms of your member agreement.
- If your vehicle is stolen or totaled in an accident, GAP Plus will provide a $1,000.00 down payment towards a replacement vehicle financed with BHFCU.
- GAP Plus can be cancelled at anytime after your enrollment date. A full refund will be issued if cancelled within 90 days of enrolling.
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