Get in gear with a better vehicle loan

Looking for a new or used vehicle? Start planning your next trip with the money you'll save when you get a Black Hills FCU Vehicle Loan. We provide financing for everything from cars, trucks and RVs to ATVs, boats and snowmobiles. Applying is easy. Just click the button at the top of the page and fill out the forms.

Pre-approval, online applications, and Dealer Direct financing available. NADA Guides

 

Term Platinum APR
760 and over
24 Months 5.74%
36 Months 6.10%
48 Months 6.45%
60 Months 6.70%
72 Months 6.95%
84 Months** 7.20%

**Minimum amount financed $25,000

MOTORHOMES  |  CAMPERS  |  TRAVEL TRAILERS  |  5th WHEELS  |  BOATS

 

Pre-approval, online applications, and Dealer Direct financing available. NADA Guides

COLLATERAL VALUE DETERMINES MAXIMUM TERMS

Term Rates (APR) as low as
36 Months 8.50
48 Months 8.50
60 Months 8.50
72 Months 8.75
84 Months 9.25
96 Months 9.25
120 Months 9.50
144 Months 10.00

Pre-approval, online applications, and Dealer Direct financing available. NADA Guides

Term Rates (APR) as low as
36 Months 8.50%
48 Months 9.00%
60 Months 9.25%
72 Months 9.50%

Pre-approval, online applications, and Dealer Direct financing available. NADA Guides

COLLATERAL VALUE DETERMINES MAXIMUM TERMS

Term Rates (APR) as low as
48 Months 8.20%
60 Months 8.20%
72 Months 8.45%
84 Months 8.70%

Skidsteers, Tractors, Backhoes, Riding Lawnmowers, Golf Carts & Trailers (Flatbeds, Dump, Enclosed, Horse without Living Quarters)

Term
based on $1000/yr
 Rate (APR) as low as
84 Month Max 9.50%

Loan Payment Example: At 6.25% annual percentage rate (APR) for 48 months with 0% down, monthly payments are calculated at $18.49 per $1,000 borrowed. Some restrictions apply.

Rates effective as of Aug 1, 2024 and subject to change without notice. (APR = Annual Percentage Rate)

Black Hills Federal Credit Union offers a tiered-pricing program. This allows as many members as possible to obtain financing. Your individual rate will be determined by the type and/or age of collateral offered, length of the loan, and your credit history. We welcome your application!

Loan Payment Example: At 5.33% annual percentage rate (APR) for a 60-month term with 0% down, monthly payments are calculated at $19.03 per $1,000.00 borrowed.

*Not all borrowers will qualify for lowest APR or 0% down. To find out if you qualify, call BHFCU at 605-718-1818 or 1-800-482-2428 or ask your South Dakota, Wyoming or Montana auto dealer.

Note: Vehicles with over 150,000 miles have a maximum term of 36 months.  Vehicles with over 200,000 miles have a maximum term of 24 months.  Some terms subject to minimum amount financed.

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