Home Equity

Take on Your Projects with a Home Equity Loan or Line of Credit

While you've been paying down your mortgage, your home's value probably has gone up. The difference between the two is your equity, and you can tap into it to finance anything you want. Remodel your home, consolidate debt and save money with a lower interest rate, pay for college, make a major purchase–the choice is yours. 

• A Home Equity Loan is ideal when you know how much money you need and you want the funds as a lump sum with a fixed rate.
• A HELOC is good when you need more flexibility–access money during the draw period and repay it at a variable rate, similar to a credit card. 

We'll make the process a smooth one so you can get the money you need and get to work. Get started today, call 605.718.1818 for more details, or stop by one our locations to talk it through.

Tap into your home’s equity with flexible lending options and terms with Black Hills Federal Credit Union, designed to support your current financial needs in South Dakota and Montana.