Auto Loans

  • Competitive, fixed rates
  • Term options up to 84 months
  • Get pre-approved to know what you can afford
Apply Now Vehicle Loan Rates
36 Months
as low as
5.60% APR
48 Months
as low as
5.74% APR
72 Months
as low as
5.99% APR
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Time for New Wheels–Time for a BHFCU Auto Loan

New or used. Car, truck, van, or SUV. If it rolls, chances are we finance it. Before you get too serious about your search, get pre-approved with us so you know your budget. And you won't even need to visit one of our branches in South Dakota or Montana to close on your loan. Buy your vehicle from one of our preferred dealers and you'll get your BHFCU Auto Loan on the spot through our Dealer Direct Financing Program. 

Once you have your loan, it's easy to make payments and manage the details in online banking or our mobile app.

Pay Your BHFCU Auto Loan from an External Account

If you don't have a BHFCU checking or savings account, you can make loan payments from accounts at other financial institutions.

  • Set up one-time and recurring payments in online banking or our mobile app
  • No minimum payment required
  • Free, same-day payments if scheduled before 1:00 p.m. MST

Black Hills Federal Credit Union provides mortgage solutions that help you buy or build the home of your dreams with the trusted, local support of our South Dakota and Montana lending teams. Find a local lender to begin your homeownership journey.

Let's Roll
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Frequently Asked
Questions

View All FAQs

Yes. BHFCU offers financing for qualifying new and used cars, trucks, and SUVs. Members can log in to online banking, check their credit score for free and see offers based on their credit score.

Yes. A preapproval can help you understand how much you may be able to borrow and shop with a clearer budget.

You can make payments through BHFCU Online Banking, Mobile Banking, or Phone Banking. Payments can also be made from eligible accounts at another financial institution.

More to Explore

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Recreational Vehicle Loan Calculator
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Mortgages
Find a Mortgage That Fits

From first-timers to seasoned homebuyers, we have the mortgage for you.

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