Personal Loans

  • Competitive, fixed interest rate
  • Flexible repayment terms
  • Money for anything you need
Apply Now Personal Loan Rates
Platinum
as low as
9.50% APR
Premier Plus
as low as
9.75% APR
Premier
as low as
10.75% APR
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Get the Personal Loan You Need at the Rate You Want

From special projects to important moments, finance almost anything with a BHFCU Personal Loan. Our rates deliver more value for your money so you can take on anything that comes your way, and there's flexibility in how you use the loan. Buy an older car that doesn't fit our conventional auto loan or get access to money even when you don't have a lot of equity in your home. Consider a Personal Loan instead of taking on credit card debt at a higher rate. 

Get the right loan for your needs with Black Hills Federal Credit Union's personal loans. Contact us or visit a South Dakota and Montana branch to apply.

Extra Funds at the Right Time
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Frequently Asked
Questions

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A personal loan can help cover a wide range of needs, including unexpected expenses, major purchases, home projects, or debt consolidation.

Current BHFCU members can apply through Online Banking. New members can begin an application using our online application.

Your rate and terms are based on factors such as your creditworthiness, requested loan amount, and repayment term.

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Personal Loan Calculator
Estimate your monthly payments to understand the overall cost of a personal loan.
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Home Equity Calculator
Discover how you can access your home’s value.
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Credit Card Options
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