Recreational Vehicle Loans

  • Competitive, fixed rates
  • Various terms, depending on the vehicle
  • Get pre-approved to know what you can afford
60 Months
as low as
7.00% APR
72 Months
as low as
7.25% APR
RV Loans 84 Months
as low as
7.75% APR
View All

Time to Get Out and Play 

Rip the trails, skim the water, or chill out in the wilderness. It's up to you to figure out how to get away. It's up to us to provide the financing. "Recreational vehicle" covers a lot of options, new or used. Come to BHFCU to get pre-approved for an RV Loan so you know your budget before you start your search. And you won't have to visit one of our branches in South Dakota or Montana to close on your loan. Buy your vehicle from one of our preferred dealers and you'll get your BHFCU RV Loan on the spot through our Dealer Direct Financing Program.

  • Term options up to 120 months on motorhomes, campers, travel trailers, 5th wheels, and boats 
  • Term options up to 72 months on snowmobiles, ATVs, UTVs, and personal watercraft (like a jet-ski) 

It's quick and easy to make payments and manage your account in online banking or our mobile app. That means more time outdoors doing what you love.

Pay Your BHFCU RV Loan from an External Account

If you don't have a BHFCU checking or savings account, you can make loan payments from accounts at other financial institutions.

  • Set up one-time and recurring payments in online banking or our mobile app
  • No minimum payment required
  • Free, same-day payments if scheduled before 1:00 p.m. MST

Black Hills Federal Credit Union provides mortgage solutions that help you buy or build the home of your dreams with the trusted, local support of our South Dakota and Montana lending teams. Find a local lender to begin your homeownership journey.

Finance Your Fun at BHFCU

Frequently Asked
Questions

View All FAQs

Financing is available for qualifying recreational vehicles, including motorhomes, boats, snowmobiles, UTVs, and ATVs.

Yes. BHFCU offers financing options for qualifying new and used recreational vehicles.

Yes. Preapproval can help you determine your potential budget before visiting a dealership or choosing a recreational vehicle. Current BHFCU members can apply through Online Banking. New members can begin an application using our online application.

More to Explore

Resources to help you make smart money moves.
A Beginner’s Guide to Credit Building
Learn tips to help you start building a strong credit foundation.
Learn more
Auto Loan Calculator
Run the numbers to see how much your monthly loan payment might be on a new car.
Try it now
Auto Loan Affordability Calculator
Figure out if an auto loan will fit into your monthly budget.
Try it now
Recreational Vehicle Loan Calculator
See how much your monthly payment could be on a recreational vehicle loan.
Try it now
Mortgages
Find a Mortgage That Fits

From first-timers to seasoned homebuyers, we have the mortgage for you.