Experience the possibilities with Black Hills

With our Regular Savings account, you can become a member-owner of Black Hills Federal Credit Union while building up your savings base. We're here to improve your life as a member, always working hard to deliver value and exemplary service.

Start with Regular Savings account

  • Open with a $5 minimum deposit to establish your Black Hills membership
  • Earn competitive dividends with our South Dakota savings rates
  • Gain access to all of our products and services

Direct Connect for Quicken® and QuickBooks™

  • A faster and simpler way to manage your finances
  • Free, near real-time connection to your BHFCU personal and business accounts
  • Automatically download transactions and update account balances
  • Pay bills and transfer money directly from Quicken® and QuickBooks™
  • Register for Direct Connect in Online Banking under the Do More tab.

Money Management, Made Easy

  • A simple, secure, and free way to manage your finances
  • Set goals, manage budgets, categorize your spending, and more. 
  • Start planning for your future with Money Management


Credit Score

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Regular, VIBZ Kid$, VIBZ, Keenager Account

Dividends compounded and credited monthly
$25.00 Minimum Daily Balance required to earn the stated APY


Minimum Opening Deposit APY Dividend Rate
$5.00 0.25% 0.25%

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