Higher balances earn greater dividends

Our Business Money Market Accounts help South Dakota business owners create an emergency fund or make excess cash earn interest at a higher rate - all while being able to access funds whenever necessary.

Choose from two Money Market Account options

  • Money Market Invest Account earns interest daily with no fees and no minimum deposit
  • Premier High-Yield Money Market requires a $2,500 minimum balance and earns tiered rates ($7.50 monthly service fee applies if balance drops below minimum)
  • Unlimited in-person withdrawals and deposits

Direct Connect for Quicken® and QuickBooks™

  • A faster and simpler way to manage your finances
  • Free, near real-time connection to your BHFCU personal and business accounts
  • Automatically download transactions and update account balances
  • Pay bills and transfer money directly from Quicken® and QuickBooks™
  • Register for Direct Connect in Online Banking under the Do More tab.

Money Management, Made Easy

  • A simple, secure, and free way to manage your finances
  • Set goals, manage budgets, categorize your spending, and more. 
  • Start planning for your future with Money Management

SBA Disaster Assistance

The U.S. Small Business Administration is offering states with a low-interest federal disaster loan for working capital to small businesses suffering substantial economic injury as a result of the Coronavirus (COVID-19). To start your SBA relief loan, click here.

Dividends compounded and credited monthly
$25.00 Minimum Daily Balance required to earn the stated APY
APY Dividend Rate
Minimum Opening Deposit $25.00 0.06% 0.06%

Peace of mind comes from insurance options tailored to your business needs.

Learn More

What's Happening?

Read the latest headlines here. View all News & Events