Earn dividends on your daily checking balance
Everyday money management gets kicked up a notch with Ultimate Checking. Get the checking account that earns dividends on larger balances while providing the convenient access you need, 24/7, wherever you go in South Dakota and beyond.
Go beyond regular checking
- $1,500 minimum balance to earn dividends (earned daily, paid and compounded monthly)
- $7.50 monthly service fee waived if $1,500 minimum balance is maintained
- Free Debit Card, money orders, cashier's checks and first order of custom checks
- Includes free access to Online Banking, Mobile Banking, Phone Banking, Direct Deposit
- Federally insured to at least $250,000 by the NCUA
- See our current dividend and yield rates here
Direct Connect for Quicken® and QuickBooks™
- A faster and simpler way to manage your finances
- Free, near real-time connection to your BHFCU personal and business accounts
- Automatically download transactions and update account balances
- Pay bills and transfer money directly from Quicken® and QuickBooks™
- Register for Direct Connect in Online Banking under the Do More tab.
Money Management, Made Easy
- A simple, secure, and free way to manage your finances
- Set goals, manage budgets, categorize your spending, and more.
- Start planning for your future with Money Management
Balance your checking account monthly with our Reconcilement Form below.
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