Earn dividends on your daily checking balance

Everyday money management gets kicked up a notch with Ultimate Checking. Get the checking account that earns dividends on larger balances while providing the convenient access you need, 24/7, wherever you go in South Dakota and beyond.

Go beyond regular checking

  • $1,500 minimum balance to earn dividends (earned daily, paid and compounded monthly)
  • $7.50 monthly service fee waived if $1,500 minimum balance is maintained
  • Free Debit Card, cashier's checks and first order of custom checks
  • Includes free access to Online Banking, Mobile Banking, Phone Banking, Direct Deposit
  • Federally insured to at least $250,000 by the NCUA
  • .02% Dividend Rate
  • .02% Annual Percentage Yield

Direct Connect for Quicken® and QuickBooks™

  • A faster and simpler way to manage your finances
  • Free, near real-time connection to your BHFCU personal and business accounts
  • Automatically download transactions and update account balances
  • Pay bills and transfer money directly from Quicken® and QuickBooks™
  • Register for Direct Connect in Online Banking under the Do More tab.

Money Management, Made Easy

  • A simple, secure, and free way to manage your finances
  • Set goals, manage budgets, categorize your spending, and more. 
  • Start planning for your future with Money Management

Balance your checking account monthly with our Reconcilement Form below.
Reconcilement Form

Credit Cards

Credit Cards

Choose from Visa cards suited to your specific needs.

Learn More

Many of our members have the same questions, so we've compiled the common questions and answers here to save some time. If you don't find the answers you need, feel free to contact us.

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