The purpose of this blog is to share educational, entertaining articles with members of our Black Hills Federal Credit Union family, adhering to the mission: "We Improve Lives."
When it comes to credit scores, there’s no shortage of inaccurate information to be found online. While some misinformation is relatively harmless, other inaccuracies may be what holds you back, especially if you’re trying to rebuild your credit. So, let’s set the record straight on a handful of the most common credit myths.
Read Full ArticleWhether you’re establishing credit for the first time or working to bounce back after a financial setback, with a little focus and consistency, you can build a strong score.
Read Full ArticleWho knew a three-digit number could have such an impact? Your credit score affects whether you can buy everything from your first car to your dream home and even impacts whether you can rent an apartment or land certain jobs.
Read Full ArticleNo matter what your current stage in life, it’s never too late to get started, opening doors to better loan rates, apartment rentals, and even, in some cases, job opportunities. Today’s as good a time as any to start building a strong credit foundation.
Read Full ArticleLike Belle’s need to decide between her father’s freedom and her own or Ariel deciding between her voice or the person she wants to be, many people are of the mind that we’re forced to choose team debit or credit. But why can’t our fairytale end with a little of both?
Read Full ArticleCredit scores impact your ability to make many major life purchases. Learning what can positively and negatively affect your score makes all the difference. While understanding it all can feel like learning a different language, we're here to help!
Read Full ArticleIf you own a home, went to college, or had an unexpected expense arise, you likely have some form of debt. Borrowing money isn’t a bad thing. When managed properly, it can help you positively grow your financial health. Taking the time to find the option that fits your situation is time well-spent.
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