Get on the road with a great auto loan

Shift into your next vehicle with Black Hills Federal Credit Union, your trusted South Dakota, Montana, and Wyoming auto loans lender. Our team of lending experts in Rapid City, Sioux Falls, Sturgis and beyond are ready to help you every step of the way.

BHFCU offers a better Car Loan option

  • Explore some of the best auto loan rates in South Dakota, Montana, and Wyoming
  • Financing options on new and used cars, trucks and SUVs
  • Pre-approval process helps you determine what you can afford (use our Auto Loans Calculator, too)
  • Our Dealer Direct Financing Program allows you to enjoy BHFCU's low interest South Dakota at your favorite dealership
  • Pay monthly via Mobile Banking, Online Banking and Phone Banking.

Pay BHFCU loans from an External Account

  • Make loan payments from savings and checking accounts at other financial institutions
  • Set up one-time and recurring payments in Online Banking and in our Mobile App
  • No minimum payment required
  • Free, same day payments (Scheduled before 1:00 p.m. MST)
  • Contact BHFCU if you have an existing Prearranged Payment


Mobile Banking

Mobile Banking

With Mobile Banking, you can manage your account anywhere with your smartphone or tablet.

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