Pre-approval, online applications, and Dealer Direct financing available. JDPower Auto Values
| Term | Rates (APR) as low as* |
|---|---|
| 24 Months | 5.24% |
| 36 Months | 5.60% |
| 48 Months | 5.74% |
| 60 Months | 5.74% |
| 72 Months | 5.99% |
| 84 Months** | 6.24% |
MOTORHOMES | CAMPERS | TRAVEL TRAILERS | 5th WHEELS | BOATS
Pre-approval, online applications, and Dealer Direct financing available. JD Power Boats RVs
COLLATERAL VALUE DETERMINES MAXIMUM TERMS
| Term | Rates (APR) as low as* |
|---|---|
| 48 Months | 7.00 |
| 60 Months | 7.00 |
| 72 Months | 7.25 |
| 84 Months | 7.75 |
| 96 Months | 7.75 |
| 120 Months | 8.00 |
Pre-approval, online applications, and Dealer Direct financing available. JD Power Powersports
| Term | Rates (APR) as low as* |
|---|---|
| 36 Months | 7.00% |
| 48 Months | 7.50% |
| 60 Months | 8.00% |
| 72 Months | 8.25% |
Pre-approval, online applications, and Dealer Direct financing available. JD Power Motorcycles
COLLATERAL VALUE DETERMINES MAXIMUM TERMS
| Term | Rates (APR) as low as* |
|---|---|
| 48 Months | 6.95% |
| 60 Months | 6.70% |
| 72 Months | 6.95% |
| 84 Months | 7.45% |
Rates effective as of Oct 1, 2026 and subject to change without notice. (APR = Annual Percentage Rate)
Black Hills Federal Credit Union offers a tiered-pricing program. This allows as many members as possible to obtain financing. Your individual rate will be determined by the type and/or age of collateral offered, length of the loan, and your credit history. We welcome your application!
Loan Payment Example: At 5.33% annual percentage rate (APR) for a 60-month term with 0% down, monthly payments are calculated at $19.03 per $1,000.00 borrowed.
*Not all borrowers will qualify for lowest APR or 0% down. To find out if you qualify, call BHFCU at 605-718-1818 or 1-800-482-2428 or ask your South Dakota, Wyoming or Montana auto dealer.
**Minimum amount financed $25,000
Note: Vehicles with over 150,000 miles have a maximum term of 36 months. Vehicles with over 200,000 miles have a maximum term of 24 months. Some terms subject to minimum amount financed.
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