Renovate your home with a loan that fits your plans

Black Hills Federal Credit Union Home Improvement Loans for South Dakota homeowners are an investment in you, because your home is more than just four walls and a roof. We're here to help, so you can create a cozy backyard space perfect for summertime or a custom kitchen for family dinners. Whatever project you have in mind, we have the Home Improvement Loan with a competitive interest rate you need.

Home Improvement Loan Rates

Term Term Type Platinum
760 and over		 Premier Plus
720-759		 Premier
680-719		 Standard
640-679		 Value
600-639		 Rebuilder
599 and under
0-60 Months APR 7.90% 8.15% 8.40% 8.90% 10.91% 12.91%
0-60 Months Rate 7.65% 7.90% 8.15% 8.90% 10.65% 12.65%
61-120 Months APR 7.92% 8.38% 8.63% 9.13% 11.13% 13.14%
61-120 Months Rate 7.79% 8.24% 8.49% 8.99% 10.99% 12.99%
121-180 Months APR 8.09% 8.54% 8.79% 9.29% 11.30% 13.30%
121-180 Months Rate 7.99% 8.44% 8.69% 9.19% 11.19% 13.19%

What's Happening?

Read the latest headlines here. View all News & Events