South Dakota homeowners benefit from our Home Equity Loans


With fixed rates that fit your budget, our Home Equity Loans can be used to finance any of your needs. Pay for home renovations, higher education and other major purchases, or consolidate high-interest credit card debt at a lower rate to save money.

Make the most of your home's value

  • Available as a lump-sum loan or revolving line of credit (HELOC)
  • Borrow more money than what's typically available with other loan options
  • Lower-cost alternative to credit cards and personal loans
  • Interest payments may be tax-deductible (please consult your advisor)

Apply Now  

Credit Cards

Credit Cards

Choose from Visa cards suited to your specific needs.

Learn More

Home Equity Loan Rates

Term Platinum APR
760 and over
Premier Plus APR
720-759
Premier APR
680-719
Standard APR
640-679
Value APR
600-639
Rebuilder APR
599 and under
Not Applicable 4.00% 4.00% 4.00% 4.50% 6.50% 8.50%

Protect your most valuable asset with a policy that directly addresses your needs.


Learn More

What's Happening?

Read the latest headlines here. View all News & Events