Products, services and free educational resources

Black Hills Credit Union’s VIBZ Program builds on teens' financial literacy and continues to help them create good savings habits for the future. As children grow closer to college and financial independence, this program helps chart the course. Sign up at one of our Member Service Centers located in South Dakota.


The VIBZ Scholarship Program is part of our ongoing commitment to education. We visit more than 100 area classrooms annually to teach students about financial literacy. We also host an annual School Supply Drive that collects and distributes more than 100,000 school supplies to students in need.


Continuing education for money-savvy teens

  • Enhances teens' knowledge of personal finance
  • Encourages wise money management
  • Helps teens establish a good credit history
  • Valuable information distributed through our VIBZ Newsletter
Learn & Earn with Zogo

Learn & Earn with Zogo

Earn pineapples and exchange them for gift cards with BHFCU’s financial literacy app Zogo!

Learn More

Regular, VIBZ Kid$, VIBZ, Keenager Account

Dividends compounded and credited monthly
$25.00 Minimum Daily Balance required to earn the stated APY


Minimum Opening Deposit APY Dividend Rate
$5.00 0.05% 0.05%

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