The more you save, the more you earn

With Black Hills Federal Credit Union’s Money Market Accounts, you can earn higher dividends when you maintain a higher balance. They're ideal if you want to create an emergency fund or make your excess cash work harder for you. Plus, you're still able to access funds whenever necessary.

Two South Dakota Money Market Account options work for you

  • Money Market Invest Account earns interest daily with no fees and no minimum deposit
  • Premier High-Yield Money Market requires a $2,500 minimum balance and earns tiered rates ($7.50 monthly service fee applies if balance drops below minimum)
  • Unlimited in-person withdrawals and deposits

Direct Connect for Quicken® and QuickBooks™

  • A faster and simpler way to manage your finances
  • Free, near real-time connection to your BHFCU personal and business accounts
  • Automatically download transactions and update account balances
  • Pay bills and transfer money directly from Quicken® and QuickBooks™
  • Register for Direct Connect in Online Banking under the Do More tab.

Money Management, Made Easy

  • A simple, secure, and free way to manage your finances
  • Set goals, manage budgets, categorize your spending, and more. 
  • Start planning for your future with Money Management
Mobile Banking

Mobile Banking

With Mobile Banking, you can manage your account anywhere with your smartphone or tablet.

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Balance APY Dividend Rate
$0.00 to $4,999.99 0.05% 0.05%
$5,000.00 to $24,999.99 0.05% 0.05%
$25,000.00 to $49,999.99 0.05% 0.05%
$50,000.00 to $89,999.99 0.10% 0.10%
$90,000.00 + 0.10% 0.10%

Receive complimentary Accidental Death & Dismemberment insurance to enhance your life insurance policy.

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