We'll help you figure out the best choice

Depending on how fast prices and rents rise and how long you stay in your home, you may be better off renting rather than buying. You must factor the difference in monthly rent versus mortgage payment, home value appreciation, annual rent increases, the interest rate you will pay on your loan, your marginal tax rate and the yield you might receive on savings. When looking at these factors, consider the present value of each option. The one with the lower present value will be the better financial choice.

Disclaimer: The accuracy of these calculators and applicability to your circumstances is not guaranteed. Calculators are not a guarantee of credit. Results should be discussed with a qualified professional before any product purchases or loan commitments are made.

South Dakota Mortgage Representatives

Johanna Del Soldato
Johanna Del Soldato
Mortgage Loan Originator
Rapid City
Call or Text 605.858.6164
NMLS# 944366
Aaron Renville
Aaron Renville
Mortgage Loan Originator
Rapid City
Call or Text 605.858.6020
NMLS# 1080128
Amber Zandstra
Amber Zandstra
Mortgage Loan Originator
Spearfish
Call or Text 605.858.6178
NMLS# 827991
Candice Menke
Candice Menke
Mortgage Loan Originator
Sioux Falls
Call or Text 605.937.4517
NMLS# 102874
Christy Cline
Christy Cline
Mortgage Loan Originator
Rapid City
Call or Text 605.858.6294
NMLS# 472626
Joe Prince
Joe Prince
Mortgage Loan Officer
Rapid City
Call or Text 605.858.6146
NMLS# 963765