We'll help you figure out the best choice

Depending on how fast prices and rents rise and how long you stay in your home, you may be better off renting rather than buying. You must factor the difference in monthly rent versus mortgage payment, home value appreciation, annual rent increases, the interest rate you will pay on your loan, your marginal tax rate and the yield you might receive on savings. When looking at these factors, consider the present value of each option. The one with the lower present value will be the better financial choice.

Disclaimer: The accuracy of these calculators and applicability to your circumstances is not guaranteed. Calculators are not a guarantee of credit. Results should be discussed with a qualified professional before any product purchases or loan commitments are made.

South Dakota Mortgage Representatives

Eric Anderson
Eric Anderson
Mortgage Loan Originator
Sioux Falls
Call or Text 605.937.4512
MLO# 400265
Tyrel Kool
Tyrel Kool
Mortgage Loan Officer
Sioux Falls
605.937.4539
MLO# 1070483
Candice Menke
Candice Menke
Mortgage Loan Originator
Sioux Falls
Call or Text 605.937.4517
MLO# 102874
Christy Cline
Christy Cline
Mortgage Loan Originator
Rapid City
Call or Text 605.858.6294
MLO# 472626
Johanna Del Soldato
Johanna Del Soldato
Mortgage Loan Originator
Rapid City
Call or Text 605.858.6164
MLO# 944366
Amber Zandstra
Amber Zandstra
Mortgage Loan Originator
Spearfish
Call or Text 605.858.6178
MLO# 827991
Alyssa Wilkinson
Alyssa Wilkinson
Mortgage Loan Originator
Rapid City
Call 605.858.6242
MLO# 1807074
Aaron Renville
Aaron Renville
Mortgage Loan Originator
Rapid City
Call or Text 605.858.6020
MLO# 1080128
Joe Prince
Joe Prince
Mortgage Loan Officer
Rapid City
Call or Text 605.858.6146
MLO# 963765