Be prepared for the costs of homeownership

Your monthly payment includes repayment of the loan principal, plus monthly interest on the outstanding balance. Loan payments are amortized so that your monthly payment remains the same during the repayment period, but during that period, the percentage of the payment that goes toward principal will increase as the outstanding mortgage balance decreases. Mortgage payments can also include prepayments of property taxes, homeowner's insurance and monthly homeowner's association dues into an escrow account, managed by your lender. When those items are due, your lender will make the payment to the tax authority, insurance company or homeowner's association.

Disclaimer: The accuracy of these calculators and applicability to your circumstances is not guaranteed. Calculators are not a guarantee of credit. Results should be discussed with a qualified professional before any product purchases or loan commitments are made.

South Dakota Mortgage Representatives

Reed Lindbloom
Reed Lindbloom
Mortgage Loan Originator
Rapid City
Call or Text 605.858.6180
NMLS# 2413105
Johanna Del Soldato
Johanna Del Soldato
Mortgage Loan Originator
Rapid City
Call or Text 605.858.6164
NMLS# 944366
Aaron Renville
Aaron Renville
Mortgage Loan Originator
Rapid City
Call or Text 605.858.6020
NMLS# 1080128
Amber Zandstra
Amber Zandstra
Mortgage Loan Originator
Spearfish
Call or Text 605.858.6178
NMLS# 827991
Candice Menke
Candice Menke
Mortgage Loan Originator
Sioux Falls
Call or Text 605.937.4517
NMLS# 102874
Christy Cline
Christy Cline
Mortgage Loan Originator
Rapid City
Call or Text 605.858.6294
NMLS# 472626
Eric Anderson
Eric Anderson
Mortgage Loan Originator
Sioux Falls
Call or Text 605.937.4512
NMLS# 400265
Joe Prince
Joe Prince
Mortgage Loan Officer
Rapid City
Call or Text 605.858.6146
NMLS# 963765