It's essential to building a strong financial futureAnalyze your spending (including what you put on a credit card) each month to make sure you're not spending more than you're bringing in. Once you've got that under control, consider placing what extra you have every month in savings. You'll never know when you'll need it, and it's better to take money out of a savings account to pay for unanticipated expenses rather than adding it to a credit card balance.
Disclaimer: The accuracy of these calculators and applicability to your circumstances is not guaranteed. Calculators are not a guarantee of credit. Results should be discussed with a qualified professional before any product purchases or loan commitments are made.
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