Cruise into savings this season

Make a lifetime of memories this year with a new motorhome, boat, snowmobile or ATV. With great low rates on RV Loans, Black Hills Federal Credit Union will have you zooming across the lake or camping in comfort in no time.

Hit the trails, highways and waterways of South Dakota

  • Financing options on new and used recreational vehicles
  • Pre-approval process helps you determine what you can afford (use our Auto Loans Calculator, too)
  • Our Dealer Direct Financing Program allows you to enjoy BHFCU's low interest rates at your favorite dealership
  • Pay monthly via Mobile Banking, Online Banking and Phone Banking.


Pay BHFCU loans from an External Account


  • Make loan payments from savings and checking accounts at other financial institutions
  • Set up one-time and recurring payments in Online Banking and in our Mobile App
  • No minimum payment required
  • Free, same day payments (Scheduled before 1:00 p.m. MST)
  • Contact BHFCU if you have an existing Prearranged Payment
Home Refinancing Loans

Home Refinancing Loans

Save money by refinancing your current home mortgage.

Learn More

Recreational Vehicle and Boat Loan Rates

Term Rates (APR) as low as
36 Months: Up to $2,499 7.50
48 Months: 2,500 to $4,999 7.50
60 Months: $5,000 to $9,999 7.50
72 Months: $10,000 to $14,999 7.75
96 Months: $15,000 to $19,999 8.00
120 Months: $20,000 to $24,999 8.25
144 Months: $25,000 to $49,999 8.75
180 Months: $50,000 and over 9.50