Build toward a better future

When you're breaking ground on a new home in South Dakota, our Construction Loans provide financing you need on terms that work with your timeline. This loan has competitive construction loan rates and a short-term payment phase before it becomes your long-term mortgage. It's all one loan with one closing, which saves you thousands of dollars in closing costs and mortgage-related expenses. 

The financing you need with your blueprint in hand

  • Interest-only payments during the construction period (up to six months)
  • Money is advanced incrementally during this time
  • Loan automatically converts to long-term conventional financing
  • Only pay closing costs once
  • Loans available to renovate (add a garage or finish a basement) before you move in

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CONSTRUCTION LOAN RATES

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South Dakota Mortgage Representatives

Alyssa Wilkinson
Alyssa Wilkinson
Mortgage Loan Originator
Rapid City
Call 605.858.6242
NMLS# 1807074
Aaron Renville
Aaron Renville
Mortgage Loan Originator
Rapid City
Call or Text 605.858.6020
NMLS# 1080128
Eric Anderson
Eric Anderson
Mortgage Loan Originator
Sioux Falls
Call or Text 605.937.4512
NMLS# 400265
Amber Zandstra
Amber Zandstra
Mortgage Loan Originator
Spearfish
Call or Text 605.858.6178
NMLS# 827991
Candice Menke
Candice Menke
Mortgage Loan Originator
Sioux Falls
Call or Text 605.937.4517
NMLS# 102874
Johanna Del Soldato
Johanna Del Soldato
Mortgage Loan Originator
Rapid City
Call or Text 605.858.6164
NMLS# 944366
Christy Cline
Christy Cline
Mortgage Loan Originator
Rapid City
Call or Text 605.858.6294
NMLS# 472626
Joe Prince
Joe Prince
Mortgage Loan Officer
Rapid City
Call or Text 605.858.6146
NMLS# 963765

Construction Loan Rates

We understand building a home is among the most important investments you'll make. Our mortgage experts are experienced professionals who are prepared to help you through the process from choosing the right loan product to closing. View current Mortgage Rates.

Protect your most valuable asset with a policy that directly addresses your needs.

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