Build toward a better future
When you're breaking ground on a new home in South Dakota, our Construction Loans provide financing you need on terms that work with your timeline. This loan has competitive construction loan rates and a short-term payment phase before it becomes your long-term mortgage. It's all one loan with one closing, which saves you thousands of dollars in closing costs and mortgage-related expenses.
The financing you need with your blueprint in hand
- Interest-only payments during the construction period (up to six months)
- Money is advanced incrementally during this time
- Loan automatically converts to long-term conventional financing
- Only pay closing costs once
- Loans available to renovate (add a garage or finish a basement) before you move in
South Dakota Mortgage Representatives
Construction Loan Rates
We understand building a home is among the most important investments you'll make. Our mortgage experts are experienced professionals who are prepared to help you through the process from choosing the right loan product to closing. View current Mortgage Rates.
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