Who's Backing Your Business?

Owning your own business can be a challenge. Things break. Cash gets tight. That's why you need a lender who has your back through all of it. Black Hills Federal Credit Union supports startups and small businesses of all kinds. Whether you're expanding, buying equipment, or still looking for a place to set up shop, our lenders will help champion your idea and think through a plan for what's next.

Values Aligned With Your Mission

At BHFCU, our values guide every decision we make. We lead with integrity, deliver member-first service, and invest in the communities we call home. We believe in responsible lending, and building long-term relationships rooted in trust. Our commitment to ethical practices, local decision-making, and community impact drives us to help our members and neighborhoods thrive.

 

BHFCU Business Accounts

  • Business checking for everyday transactions, with integrated digital tools and easy account management
  • Business savings and Money Market accounts to build reserves, earn dividends, and enable optional overdraft protection

  • Business credit cards with flexible limits, rewards, employee cards, and customizable spending controls
  • Merchant Services to accept card and digital payments seamlessly, connected directly to your accounts
  • Treasury and Cash Management solutions—ACH origination, payroll, wire transfers, and fraud protection to streamline cash flow

Financing Built Around Your Business

Every business is unique. We learn your goals, assess your needs, and craft a tailored financing plan. From small business loans to SBA options, we help you choose the right structure and term, whether you’re launching or scaling, so your next move is fully supported. Our business financing solutions can help you. Talk to one of our knowledgeable lenders to learn how BHFCU can back your business.
 
    • First Name is a required field
    • Last Name is a required field
    • Email is a required field
        • reCAPTCHA is a required field

        Meet Your Lenders

        Danette Eckholm

        Danette brings a strong work ethic and a deep appreciation for community values to everything she does

        Meet Danette

        Sydney Schieffer

        Since her career began in 2019, Sydney has been focused on commercial and agricultural lending.

        Meet Sydney

        McKay Dayton

        McKay is a seasoned expert with over two decades of experience in commercial lending

        Meet Mckay

        Curtis Tyler

        Curtis has over two decades of diverse experience in the banking and financial industry

        Meet Curtis

        Hank McCall

        Leading the BHFCU Business Lending charge.

        Meet Hank

        Tyrel Kool

        Serving the greater Sioux Falls area

        Meet Tyrel

        Ryan Eidsvoog

        With over 15 years of experience in banking, Ryan brings a well-rounded background in consumer and small business lending, home equity origination, and branch management.

        Meet Ryan