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The purpose of this blog is to share educational, entertaining articles with members of our Black Hills Federal Credit Union family, adhering to the mission: "We Improve Lives."
Back in January, we made a case for starting your year a little differently. Instead of stacking up a list of financial resolutions, pick just one. Whether you’re crushing it, have had setbacks, or need to start from scratch, this is your official check-in.
Read Full ArticleDebt gets a bad rap. And in some cases, that's fair. High-interest debt can be genuinely damaging to your financial health. But the belief that all debt is bad, period, leads people to make decisions that actually work against them. Let’s separate the fact from fear.
Read Full ArticleFinancial jargon may not be complicated on purpose, but it can sure feel that way. You've seen them on loan agreements, savings account disclosures, and in the news. While you might vaguely understand these financial terms, if someone asked you to explain the difference between APR and APY right now, could you?
Read Full ArticleWhat if the biggest thing standing between you and financial security is a misconception? April is Financial Literacy Month. Over the next several weeks, we’ll break down and help correct common beliefs because some of the most widespread ideas about budgeting are flat-out wrong. And these misconceptions are quietly costing you.
Read Full ArticleAs the new year begins, so does the pressure to transform everything, starting now. But what if you took a different approach this year? Pick one financial goal for the new year. Just one. Because real change happens through sustained focus.
Read Full ArticleLife happens. Whether it’s a flat tire, an unexpected medical bill, or a sudden job loss, emergencies rarely wait for a good time. That’s what makes having an emergency fund so important. Think of it as a stash of savings for life’s curveballs.
Read Full ArticleHello, Financial Literacy Month! Or, as we like to call it, the perfect time to focus on building strong money habits that set you up for success. It’s our mission to help our members achieve financial well-being. That’s why we offer a variety of financial education tools to support you.
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