Your ratio tells the story

Working capital is the amount you have remaining when current liabilities are subtracted from current assets. Whether a business has enough working capital is measured by the current ratio, or current assets divided by current liabilities. Generally, a current ratio of between 1.2 and 2 is considered the sign of a healthy business. If your current ratio is below 1.2, it's an indicator that your business might have difficulties paying its bills. If it is above 2, it's an indicator that your assets are not being put to their best use.

Disclaimer: The accuracy of these calculators and applicability to your circumstances is not guaranteed. Calculators are not a guarantee of credit. Results should be discussed with a qualified professional before any product purchases or loan commitments are made.

South Dakota Business Lenders

Gregg Wolff
Gregg Wolff
Senior Business Lender
Spearfish
605.858.6461
Michael Murdy
Michael Murdy
Senior Business Lender
Greater Sioux Falls Area
605.937.4518
Todd Eddy
Todd Eddy
Senior Business Lender
Rapid City
605.858.6163
Luke DeGeest
Luke DeGeest
Business Lender
Rapid City
605.858.6496
Debra Niemi
Debra Niemi
Business Loan Officer
Rapid City
605.858.6167
Saul Schick
Saul Schick
Business Lending Manager
Rapid City
605.858.6419
Brad Curtis
Brad Curtis
Senior Business Lender
Rapid City
605.858.6194
Jay Soukup
Jay Soukup
Senior Business Lender
Greater Sioux Falls Area
605.937.4542