No Payments for 90 Days on Your Next Vehicle Purchase

Buy the vehicle you’ve had your eye on and make no payments for the first 90 days. Get your new or used car, truck, or SUV loan through BHFCU by December 31, 2021, and enjoy our 90-Day No-Pay special1. That means no payments until 2022!

We have the perfect financing options to fit your budget and lifestyle. Our team of lending experts can help you save time and money on your next vehicle purchase.
 

BHFCU Offers Better Vehicle Loan Options

  • 90-Day No-Pay on loans booked by December 31, 20211.
  • Car, Truck, and SUV loans as low as 1.99% APR*.
  • Explore some of the best vehicle loan rates in South Dakota.
  • Financing options on new and used cars, trucks and SUVs.
  • Our pre-approval process and Auto Loans Calculator helps you determine what you can afford.
  • Our Dealer Direct Financing Program allows you to enjoy BHFCU’s low-interest vehicle loan rates at your dealership of choice.
  • Pay monthly via Mobile BankingOnline Banking and Phone.
    • Set up one-time and recurring payments in Online Banking and our Mobile App.
  • Make loan payments from savings and checking accounts at other financial institutions.
    • No minimum payment required.
    • Free same-day payments. (if scheduled before 1 p.m. MST)
       

 

APPLY NOW

 

2022, 2021, 2020, and 2019 model years

Take 90 days to make your first payment! Book a new auto loan through December 31, 2021, to take advantage of this great opportunity or learn more here.1

Pre-approval, online applications, and Dealer Direct financing available. NADA Guides

 

Term Platinum APR
760 and over
Premier Plus APR
720-759
Premier APR
680-719
Standard APR
640-679
Value APR
600-639
Rebuilder APR
599 and under
24 Months 1.99% 2.58% 3.33% 4.83% 7.23% 11.23%
36 Months 2.60% 3.19% 3.94% 5.44% 7.84% 11.84%
48 Months 2.65% 3.24% 3.99% 5.49% 7.89% 11.89%
60 Months 2.75% 3.34% 4.09% 5.59% 7.99% 11.99%
66 Months 3.00% 3.59% 4.34% 5.84% 8.24% 12.24%
72 Months 3.00% 3.59% 4.34% 5.84% 8.24% 12.24%
78 Months 3.64% 3.99% 4.74% 6.24% 8.64% 12.64%
84 Months** 3.99% 4.34% 5.09% 6.59% 8.99% 12.99%

**Minimum amount financed $25,000

Take 90 days to make your first payment! Book a new auto loan through December 31, 2021, to take advantage of this great opportunity or learn more here.1

Pre-approval, online applications, and Dealer Direct financing available. NADA Guides

Term Platinum APR
760 and over
Premier Plus APR
720-759
Premier APR
680-719
Standard APR
640-679
Value APR
600-639
Rebuilder APR
599 and under
24 Months 3.14% 3.39% 4.14% 5.64% 8.04% 12.04%
36 Months 3.24% 3.49% 4.24% 5.74% 8.14% 12.14%
48 Months 3.29% 3.54% 4.29% 5.79% 8.19% 12.19%
60 Months 3.33% 3.58% 4.33% 5.83% 8.23% 12.23%
66 Months 3.54% 3.79% 4.54% 6.04% 8.44% 12.44%
72 Months 3.64% 3.89% 4.64% 6.14% 8.54% 12.54%
78 Months 4.04% 4.29% 5.04% 6.54% 8.94% 12.94%

Pre-approval, online applications, and Dealer Direct financing available. NADA Guides

Term Platinum APR
760 and over
Premier Plus APR
720-759
Premier APR
680-719
Standard APR
640-679
Value APR
600-639
Rebuilder APR
599 and under
24 Months 3.84% 4.09% 4.84% 5.94% 8.34% 12.34%
36 Months 3.99% 4.24% 4.99% 6.09% 8.49% 12.49%
48 Months 4.04% 4.29% 5.04% 6.14% 8.54% 12.54%
60 Months 4.14% 4.39% 5.14% 6.24% 8.64% 12.64%
66 Months 4.64% 4.89% 5.64% 6.74% 9.14% 13.14%

Pre-approval, online applications, and Dealer Direct financing available. NADA Guides

Term Platinum APR
760 and over
Premier Plus APR
720-759
Premier APR
680-719
Standard APR
640-679
Value APR
600-639
Rebuilder APR
599 and under
48 Months 6.08% 6.33% 7.08% 8.18% 10.58% 14.58%
 
 
 

**Minimum amount financed $25,000

 

APPLY NOW

* Rate stated as Annual Percentage Rate (APR). Stated rate is our lowest rate available on new or used vehicle loans. Rate may vary depending on credit history and collateral. Other rates and terms available. Terms and conditions subject to change without notice.

 

190-Day No Payment Special only available on new and used purchases; Maximum auto loan amount of $50,000. No balloon payments, LPO loans or Classic Car loans. Offer applies to new purchases or new money to BHFCU. Interest will accrue during the 90-day payment deferral period. Offer valid through December 31, 2021. Loan Payment Example: At 3.34% annual percentage rate (APR) for a 60-month term with 0% down, monthly payments are calculated at $18.13 per $1000.00 borrowed. All loans subject to credit approval, some restrictions apply. Call 605-718-1818 or 800-482-2428 for details.