A go-to credit card for our South Dakota members

Looking for a great value? The Black Hills Federal Credit Union Visa has rates as low as 8.90% APR* and gives you the spending power you need, wherever you go.

The card that won't slow you down

  • No annual fee
  • No cash advance fee1
  • No balance transfer fee
  • Grace period on new purchases
  • Auto Rental Collision Damage Waiver2
  • $500,000 Travel Accident Insurance2
  • Smart Travel Tips for when you're headed out of town
  • Register for Card Alerts on all of your BHFCU Cards
  • Access 24/7 Card Support for a lost or stolen card, denied transactions, transaction verification, and more. 
  • APR as low as 8.90%, depending on your credit score (See our credit card rates and terms)
  • Visit our FAQ page to learn more about Credit Card fraud dispute processes

New Card Holder Promotion

  • Balance Transfer & Intro Rate 2.90% APR
  • Introductory Purchase Rate is good for the first 12 months after the open date
  • Balance Transfer Rate is good for the first 12 months after the initial open date

If you would like more information or to request an increased limit, call us today at 605-718-1818 or 800-482-2428

1 Cash advances do incur finance charges beginning on the date of posting.
2 See our Guide to Benefits

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Card Alerts

Card Alerts

Receive a text message or e-mail when your card is used. Set up custom alerts for transaction types and dollar amounts.

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Receive complimentary Accidental Death & Dismemberment insurance to enhance your life insurance policy.

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