A go-to credit card for our members

Looking for a great value? The Black Hills Federal Credit Union Visa has rates as low as 7.75% APR* and gives you the spending power you need, wherever you go.

The card that won't slow you down

  • No annual fee
  • No cash advance fee1
  • No balance transfer fee
  • Grace period on new purchases
  • Auto Rental Collision Damage Waiver2
  • $500,000 Travel Accident Insurance2
  • Smart Travel Tips for when you're headed out of town
  • Register for Card Alerts on all of your BHFCU Cards
  • Access 24/7 Card Support for a lost or stolen card, denied transactions, transaction verification, and more. 
  • APR as low as 7.75%, depending on your credit score (See our credit card rates and terms)
  • Visit our FAQ page to learn more about Credit Card fraud dispute processes

New Card Holder Promotion

  • Balance Transfer & Intro Rate 2.90% APR
  • Introductory Purchase Rate is good for the first 12 months after the open date
  • Balance Transfer Rate is good for the first 12 months after the initial open date

Card Alerts and Controls

Easily manage your BHFCU credit cards with the click of a button. Available in the BHFCU Mobile App and Online Banking, instantly disable and enable your card; merchant restrictions, spending limits, alerts, and more.

Card Controls

 

If you would like more information or to request an increased limit, call us today at 605-718-1818 or 800-482-2428. 

1 Cash advances do incur finance charges beginning on the date of posting.
2 See our Guide to Benefits
 

APPLY NOW NEW MEMBERS
 

APPLY NOW EXISTING MEMBERS

 

Proud | Black Hills FCU Commercial

Card Alerts

Card Alerts

Easily manage your BHFCU debit and credit cards with the click of a button. Available in the BHFCU Mobile App and Online Banking.

Set Up Card Alerts and Controls

Learn what to watch for and what you can do.

Fraud, Security & Privacy

What's Happening?

Read the latest headlines here. View all News & Events