Visa Traditional Credit Card

  • Rate is good for the first 12 months after you open the card
Balance Transfer & Intro Rate
as low as
2.90% APR
1
View All

Spending Power with Our Lowest Interest Rate

With BHFCU's Visa Traditional Credit Card, it's all about the low interest rate. Even after the intro rate period, you can qualify for a standard rate that beats other cards. 

  • APR as low as 8.90%, depending on your credit score (See our credit card rates and terms)
  • No annual fee
  • No cash advance fee2
  • No balance transfer fee
  • Auto Rental Collision Damage Waiver3
  • $500,000 Travel Accident Insurance3
  • Access 24/7 Card Support for a lost or stolen card, denied transactions, transaction verification, and more
Card Alerts and Controls

Keep tabs on everything happening with your BHFCU credit card by setting up alerts and controls in online banking or our mobile app. You can create rules about usage; instantly disable and enable your card; report your card lost or stolen; set merchant restrictions, spending limits, alerts, and more.

Visa credit cards from Black Hills Federal Credit Union offer instant access to cash, while turning regular purchases into cash back and other rewards. Apply for a credit card online or visit a branch in South Dakota or Montana.

Get Your Visa Traditional Credit Card

Frequently Asked
Questions

View All FAQs

No. BHFCU’s Visa Traditional Credit Card has no annual fee.

The card does not charge balance-transfer or cash-advance fees. Interest and other terms may still apply, so review the current credit-card rates and disclosures.

BHFCU provides 24/7 card support for lost or stolen cards, denied transactions, and transaction verification. Call us at 605.718.1818 and listen to the prompts, especially after hours.

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Money When Life Calls For It

Get the funds to finance a  project, consolidate high-interest debt, or pay for just about anything.

1 New card holders 

2 Cash Advances do incur finance charges beginning on the date of posting

3 See Guide to Benefits