Visa Cash Back Credit Card

  • Earn $200 cash back after spending $2,000 during first 90 days after opening the card*
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Balance Transfer & Intro Rate
as low as
2.90% APR
1
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Every Purchase Gives You More with the Visa Cash Back Credit Card

Think about all the times you use your credit card for purchases. You could be earning cash back on all of those transactions with BHFCU's Visa Cash Back Credit Card. If you're going to make the purchase, do it with a credit card that works for you. 

  • Earn 1.5% cash back on everyday purchases
  • APR as low as 13.90%, depending on your credit score (See our credit card rates and terms)
  • Redeem cash back in $25 increments
  • No fees for maintenance, set-up, balance transfers, or cash advances2
  • Travel Accident Insurance up to $500,0003
  • Auto Rental Collision Damage Waiver3
  • Access 24/7 Card Support for a lost or stolen card, denied transactions, transaction verification, and more
Access Your Rewards
  • Track your cash back balance in online banking or our mobile app
  • Click Card Rewards under the Cards menu to automatically log in
Card Alerts and Controls

Keep tabs on everything happening with your BHFCU credit card by setting up alerts and controls in online banking or our mobile app. You can create rules about usage; instantly disable and enable your card; report your card lost or stolen; set merchant restrictions, spending limits, alerts, and more.

Visa credit cards from Black Hills Federal Credit Union offer instant access to cash, while turning regular purchases into cash back and other rewards. Apply for a credit card online or visit a branch in South Dakota or Montana.

Start Earning Cash Back
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Frequently Asked
Questions

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The card has no annual fee, no maintenance fee, no setup fee and no balance-transfer or cash-advance fees. Review the current rates and terms for complete details.

You can earn 1.5% cash back on qualifying everyday purchases made with your BHFCU Visa Cash Back Credit Card.

Accumulated cash back can be redeemed in $25 increments.

BHFCU provides 24/7 card support for lost or stolen cards, denied transactions, and transaction verification. Call us at 605.718.1818 and listen to the prompts, especially after hours.

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Money When Life Calls For It

Get the funds to finance a  project, consolidate high-interest debt, or pay for just about anything.

1 New card holders 

2 Cash Advances do incur finance charges beginning on the date of posting

3 See Guide to Benefits 

*Offer subject to credit approval. New credit card loan introductory offers and rates are available to primary members who have not had an open credit card loan or balance within the last 18 months. To qualify and receive credit card bonus offer, you must make qualifying purchases (purchases less returns, credits, and adjustments) totaling $2,000 or more during the first 90 days from loan opening. Purchases do not include cash advances, balance transfers, unauthorized or fraudulent charges, account fees, and interest charges. Qualifying purchases must post to your loan account within 90 days from opening.

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