Visa Signature® Rewards Credit Card

  • Earn 15,000 rewards points after spending $2,000 during the first 90 days after opening the card*
Apply Now
Balance Transfer & Intro Rate
as low as
2.90% APR
1 for the first 12 months after opening

A Rewards Credit Card on Another Level

When you're serious about the rewards you earn, BHFCU's Visa Signature® Rewards Credit Card is your choice. The more you use this card, the quicker the rewards points add up. Turn those purchases into memorable experiences, world-class meals, bucket-list vacations, and so much more. 

  • Earn points for every qualifying dollar you spend using your card, redeemable for merchandise, travel, or experience rewards through ScoreCard Rewards2
  • APR as low as 15.90%, depending on your credit score (See our credit card rates and terms)
  • Exclusive access to offers for travel and shopping, fine wine and food, and sports and entertainment through Signature Perks
  • 24-Hour Visa Signature Concierge books travel, helps obtain tickets, makes restaurant reservations, and shops for the perfect gift
  • No fees for maintenance, set-up, balance transfers, or cash advances3
  • $25,000 Auto Rental Collision Damage Waiver4
  • $1 Million Travel Accident Insurance4
  • Provides access to emergency roadside assistance and other travel assistance4
  • Automatically doubles the time period of manufacturer's warranty on eligible items4
  • Personal Identity Theft4
  • Access 24/7 Card Support for a lost or stolen card, denied transactions, transaction verification, and more
Access Your Rewards
  • Track your cash back balance in online banking or our mobile app
  • Click Card Rewards under the Cards menu to automatically log in
Card Alerts and Controls

Keep tabs on everything happening with your BHFCU credit card by setting up alerts and controls in online banking or our mobile app. You can create rules about usage; instantly disable and enable your card; report your card lost or stolen; set merchant restrictions, spending limits, alerts, and more.

Visa credit cards from Black Hills Federal Credit Union offer instant access to cash, while turning regular purchases into cash back and other rewards. Apply for a credit card online or visit a branch in South Dakota or Montana.

Start Earning Rewards
Apply Now

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Money When Life Calls For It

Get the funds to finance a  project, consolidate high-interest debt, or pay for just about anything.

1 New card holders

2 ScoreCard Terms and Conditions

3 Cash Advances do incur finance charges beginning on the date of posting

4 See Guide to Benefits 

*Offer subject to credit approval. New credit card loan introductory offers available to primary members who have not had an open credit card loan or balance within the last 18 months. To qualify and receive credit card bonus offer, you must make qualifying purchases (purchases less returns, credits, and adjustments) totaling $2,000 or more during the first 90 days from loan opening. Purchases do not include cash advances, balance transfers, unauthorized or fraudulent charges, account fees, and interest charges. Qualifying purchases must post to your loan account within 90 days from opening.

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