Your spending habits in South Dakota are richly rewarded 

Our Visa Signature® Rewards Credit Card is the gold standard of BHFCU rewards cards. You'll love the VIP treatment that comes from this card.

Elevate your experience with credit card rewards 

  • Earn points for every qualifying dollar you spend using your card - redeemable for merchandise, travel or experience rewards through ScoreCard Rewards1
  • Exclusive access to offers for travel and shopping, fine wine and food, and sports and entertainment through Signature Perks
  • 24 Hour Visa Signature Concierge books travel, helps obtain tickets, makes restaurant reservations and shop for the perfect gift
  • APR as low as 11.90%, depending on your credit score (See our credit card rates and terms)
  • No fees for maintenance, set-up, balance transfers or cash advances2
  • Grace period on purchases
  • $25,000 Auto Rental Collision Damage Waiver3
  • $1 Million Travel Accident Insurance3
  • Provides access to emergency roadside assistance and other travel assistance3
  • Automatically doubles the time period of manufacturer's warranty on eligible items3
  • Personal Identity Theft3
  • Smart Travel Tips for when you're headed out of town
  • Register for Card Alerts on all of your BHFCU Cards
  • Access 24/7 Card Support for a lost or stolen card, denied transactions, transaction verification, and more. 
  • Visit our FAQ page to learn more about Credit Card fraud dispute processes

New Card Holder Promotion

  • Balance Transfer & Intro Rate 2.90% APR
  • Intro Rate is good for the first 12 months after the initial open date
  • Balance Transfer Rate is good for the first 12 months after the initial open date
  • Earn 15,000 Reward Points after spending $2,000 during the first 90 days after opening the card.

LEARN MORE

 

Card Alerts and Controls

Easily manage your BHFCU credit cards with the click of a button. Available in the BHFCU Mobile App and Online Banking, instantly disable and enable your card; merchant restrictions, spending limits, alerts, and more.

 

Card Controls

 

Online and Mobile Service - ScoreCard Rewards 

  • View your Rewards points balance on the Online Banking homepage and in our Mobile App
  • Click the ScoreCard Rewards button to automatically log in to scorecardrewards.com – no password required.
  • Easily redeem your points for gift cards, travel options, electronics, and more.

If your card is lost or stolen, or if you'd like to request a limit increase, call 605.718.1818 or 800.482.2428
1ScoreCard Terms and Conditions
2Cash Advances do incur finance charges beginning on the date of posting.
3See Guide to Benefits
 

APPLY NOW NEW MEMBERS
 

APPLY NOW EXISTING MEMBERS

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Card Alerts

Card Alerts

Easily manage your BHFCU debit and credit cards with the click of a button. Available in the BHFCU Mobile App and Online Banking.

Set Up Card Alerts and Controls

Learn what to watch for and what you can do.

Fraud, Security & Privacy

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