Your spending habits in South Dakota are richly rewarded 

Our Visa Signature® Rewards Credit Card is the gold standard of BHFCU rewards cards. You'll love the VIP treatment that comes from this card.

Elevate your experience with credit card rewards 

  • Earn points for every qualifying dollar you spend using your card - redeemable for merchandise, travel or experience rewards through ScoreCard Rewards1
  • Exclusive access to offers for travel and shopping, fine wine and food, and sports and entertainment through Signature Perks
  • 24 Hour Visa Signature Concierge books travel, helps obtain tickets, makes restaurant reservations and shop for the perfect gift
  • APR as low as 11.90%, depending on your credit score (See our credit card rates and terms)
  • No fees for maintenance, set-up, balance transfers or cash advances2
  • Grace period on purchases
  • $25,000 Auto Rental Collision Damage Waiver3
  • $1 Million Travel Accident Insurance3
  • Provides access to emergency roadside assistance and other travel assistance3
  • Automatically doubles the time period of manufacturer's warranty on eligible items3
  • Personal Identity Theft3
  • Smart Travel Tips for when you're headed out of town
  • Register for Card Alerts on all of your BHFCU Cards
  • Access 24/7 Card Support for a lost or stolen card, denied transactions, transaction verification, and more. 
  • Visit our FAQ page to learn more about Credit Card fraud dispute processes

New Card Holder Promotion

  • Balance Transfer & Intro Rate 2.90% APR
  • Intro Rate is good for the first 12 months after the initial open date
  • Balance Transfer Rate is good for the first 12 months after the initial open date

Online and Mobile Service - ScoreCard Rewards 

  • View your Rewards points balance on the Online Banking homepage and in our Mobile App
  • Click the ScoreCard Rewards button to automatically log in to – no password required.
  • Easily redeem your points for gift cards, travel options, electronics, and more.

If your card is lost or stolen, or if you'd like to request a limit increase, call 605.718.1818 or 800.482.2428
1ScoreCard Terms and Conditions
2Cash Advances do incur finance charges beginning on the date of posting.
3See Guide to Benefits

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Card Alerts

Card Alerts

Receive a text message or e-mail when your card is used. Set up custom alerts for transaction types and dollar amounts.

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Receive complimentary Accidental Death & Dismemberment insurance to enhance your life insurance policy.

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