Regular Savings

  • Open this account to join BHFCU
  • Start saving money
  • Get access to all our accounts and resources

Join Our Credit Union and Let Your Financial Journey Begin 

Your savings grow in this account while you automatically become eligible to open any of our other checking or savings accounts and apply for loans. Plus, you have access to all our financial planning services and financial literacy resources to help you do more with your money. Keep an eye on your account activity with our digital banking tools and visit our branches in South Dakota and Montana whenever you need help.

Money Management, Made Easy

See your complete financial picture in one place. Then, set goals, create budgets, and start planning your financial future.

Connect Your Accounts

Life is already full of moving pieces. That's why we offer options to sync your BHFCU accounts to popular software like Quicken® or QuickBooks®. 

  • Free, near real-time connection to your BHFCU personal and business accounts
  • Pay bills and transfer money 
  • Automatically download transactions and update account balances

You can register for Direct Connect in online banking.

Make saving simple with Black Hills Federal Credit Union's a personal savings accounts with competitive rates to help you grow your money with confidence, supported by friendly and local service throughout South Dakota and Montana.

Join BHFCU and Start Your Journey

Frequently Asked
Questions

View All FAQs

A minimum $5 deposit is required to open the account and establish your BHFCU membership. BHFCU will cover the $5 for you in many cases.

Yes. The account earns dividends based on BHFCU’s current savings rates.

Your Regular Savings Account represents your ownership share in BHFCU and gives you access to the credit union’s eligible products and services.

More to Explore

Resources to help you make smart money moves.
8 Budgeting Mistakes and How to Avoid Them
Learn how to avoid common errors so you can make a budget that works for you.
Learn More
Personal Finance Calculators
Use our calculators to help you figure out how to pay off debt quicker, budget, and more.
Personal Finance Calculators
Savings Calculator
See how your savings efforts will add up over time using our handy calculator.
Try Our Savings Calculator
Mobile Banking
Easily brank from your phone anywhere, anytime with our mobile app.
Download our app
Steady Earning Certificates
Set it. Grow it. Count on it.

Enjoy predictable growth and competitive rates when you open a certificate.