Premier High-Yield Savings

  • Higher balances earn greater dividends
  • Unlimited withdrawals and deposits
  • Transfer funds quickly between accounts
Open an Account Savings Rates
Balance $100,000 to $249,999.99
as high as
1.65% APY
Balance $250,000 to $499,999.99
as high as
2.20% APY
Balance $500,000+
as high as
2.45% APY
View All

Interest is High in an Account That Grows Your Money Like This 

Grow your savings at a higher rate. Maintain anytime access. That's a win-win for your finances, and it's what BHFCU's Premier High-Yield Savings is all about. The tiered rates mean the larger your balance, the higher your dividends. Save for a specific purchase or add pad to your financial cushion. And you can always withdraw or transfer money when you need it, either through our digital banking tools or by visiting one of our branches in South Dakota or Montana.

Money Management, Made Easy

See your complete financial picture in one place. Then, set goals, create budgets, and start planning your financial future.

Connect Your Accounts

Life is already full of moving pieces. That's why we offer options to sync your BHFCU accounts to popular software like Quicken® or QuickBooks®. 

  • Free, near real-time connection to your BHFCU personal and business accounts
  • Pay bills and transfer money 
  • Automatically download transactions and update account balances

You can register for Direct Connect in online banking.

Make saving simple with Black Hills Federal Credit Union's a personal savings accounts with competitive rates to help you grow your money with confidence, supported by friendly and local service throughout South Dakota and Montana.

Get More from Your Money
Open an Account

Frequently Asked
Questions

View All FAQs

The account earns dividends daily, with the applicable rate varying based on your account balance.

Yes. The account is liquid and allows unlimited deposits and withdrawals, giving you access to your savings when needed.

It can be a good option for an emergency fund, excess cash, or a short-term savings goal when you want growth without locking away your money.

More to Explore

Resources to help you make smart money moves.
8 Budgeting Mistakes and How to Avoid Them
Learn how to avoid common errors so you can make a budget that works for you.
Learn More
Personal Finance Calculators
Use our calculators to help you figure out how to pay off debt quicker, budget, and more.
Personal Finance Calculators
Savings Calculator
See how your savings efforts will add up over time using our handy calculator.
Try Our Savings Calculator
Mobile Banking
Easily brank from your phone anywhere, anytime with our mobile app.
Download our app
Steady Earning Certificates
Set it. Grow it. Count on it.

Enjoy predictable growth and competitive rates when you open a certificate.

Pages within: