VA Home Loans

  • No down payment required
  • Lower rates and closing costs
  • Choice of fixed-rate or adjustable-rate loans
Apply Now Contact a Loan Officer

We Proudly Offer VA Loans to Those Who Have Served Our Country

Serving in the military means adapting to anything, including frequent moves across the country or around the world. But when it's time to settle down, a VA Loan can be your financing foundation.  These government-backed mortgages are serviced by the people you know at BHFCU. And you don't need to be a first-time homebuyer to get one. Apply for a VA Loan to purchase your next home or even refinance an existing mortgage. These home loans are available to active duty, veterans, reservists, and some spouses.

Black Hills Federal Credit Union provides mortgage solutions that help you buy or build the home of your dreams with the trusted, local support of our South Dakota and Montana lending teams. Find a local lender to begin your homeownership journey.

Meet Our Mortgage Loan Officers

Christy Cline
Mortgage Loan Officer
Johanna Del Soldato
Mortgage Loan Officer
Ryan Kaufman
Mortgage Loan Officer
Joe Prince
Mortgage Loan Officer
Aaron Renville
Mortgage Loan Officer
Amber Zandstra
Mortgage Loan Officer
Come Home with a VA Loan
Apply Now
Frequently Asked
Questions
Will BHFCU service my mortgage after closing?

BHFCU underwrites, processes, originates, and services its portfolio mortgages in-house, giving you a local team throughout the life of your loan.

More to Explore

Resources to help you make smart money moves.
5 Reasons You Should Have a Mortgage Consultation
Learn how meeting with a mortgage lender benefits you and makes the loan process easier.
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Mortgage Calculator
Get an estimated breakdown of what a monthly mortgage payment looks like.
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Home Affordability Calculator
Estimate how much home you can comfortably afford in minutes.
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Free Credit Score Monitoring
Keep an eye on your credit score to make sure you can qualify for the best loan rate.
Learn more
Auto & Recreational Vehicle Loans
Financing That Goes the Distance

From daily drives to weekend adventures, our auto and recreational vehicle loans make it easy to get where you’re going.

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