First-Time Homebuyer Loans
- Available through SDHDA’s First-Time Homebuyers Program
- Down payment and closing cost assistance with competitive interest rates
- Assistance programs for repeat homebuyers
First-Time Homebuyer Loans Can Help You Overcome Financial Barriers
We partner with the South Dakota Housing Development Authority to help make homeownership a real option exclusively for first-time homebuyers with low to moderate income. Through this program, you can qualify for down payment and closing cost assistance so your dream isn't stalled before you even make a move. And you'll always work with BHFCU's local mortgage team from application to closing. Connect with us to discuss all your options.
Meet Our Mortgage Loan Officers
BHFCU underwrites, processes, originates, and services its portfolio mortgages in-house, giving you a local team throughout the life of your loan.
Yes. BHFCU offers low and no down payment options for qualifying borrowers. A mortgage lender can help you determine which options may fit your situation.
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