FREEdom Checking

  • No monthly fee
  • Keep any balance you want
  • Get free access to direct deposit
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You Call the Shots with FREEdom Checking 

There are no rules telling you how much money you need in this account, and there's no monthly fee to worry about. Manage money the way you want. 

  • No monthly fee or minimum balance requirement 
  • Comes with a BHFCU Debit Card
  • Track activity and move money in online banking and our mobile app 
  • Easily set up direct deposit for your paycheck, Social Security payments, and other recurring income
Money Management, Made Easy

See your complete financial picture in one place. Then, set goals, create budgets, and start planning your financial future.

Connect Your Accounts

Life is already full of moving pieces. That's why we offer options to sync your BHFCU accounts to popular software like Quicken® or QuickBooks®. 

  • Free, near real-time connection to your BHFCU personal and business accounts
  • Pay bills and transfer money 
  • Automatically download transactions and update account balances

You can register for Direct Connect in online banking.

Black Hills Federal Credit Union offers personal checking accounts designed to simplify banking, backed by trusted service throughout South Dakota and Montana.

With FREEdom Checking, It's Your Choice
Open an Account

Frequently Asked
Questions

View All FAQs

No. FREEdom Checking has no monthly service fee and no minimum balance requirement.

FREEdom Checking includes a free debit card, Direct Deposit, and access to BHFCU’s Online and Mobile Banking services.

Yes. Deposits are federally insured to at least $250,000 by the National Credit Union Administration, a U.S. government agency.

More to Explore

Resources to help you make smart money moves.
8 Budgeting Mistakes and How to Avoid Them
Learn how to avoid common errors so you can make a budget that works for you.
Learn More
Personal Finance Calculators
Use our calculators to help you figure out how to pay off debt quicker, budget, and more.
Personal Finance Calculators
Savings Calculator
See how your savings efforts will add up over time using our handy calculator.
Try Our Savings Calculator
Mobile Banking
Easily brank from your phone anywhere, anytime with our mobile app.
Download our app
Mobile Banking App
Skip the Line. Bank on Your Time.

Deposit checks, transfer funds, and keep tabs on your accounts without ever stepping into a branch.

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