Farm Operating Loans

  • Financing to sustain your operations throughout the year
  • Include family living expenses

Take Care of Your Farm's Financial Health 

Your operation is a critical part of our local economy and way of life. At BHFCU, we're a trusted source for farmers and ranchers in South Dakota and Montana. We're here to provide financing that stabilizes your operation. You can access loans and lines of credit to address operating expenses for your farm or ranch, as well as family living expenses. We also work directly with Farm Service Agency to offer subordination loans. Contact our agricultural lending team so we can discuss your specific financing needs.

Black Hills Federal Credit Union is proud to support our local agricultural community in South Dakota and Montana with competitive agricultural loan rates and terms. Explore our financing options that fuel your farming operations.

Meet Your Local South Dakota Ag Lenders

David Koupal
Agriculture Lending Manager
Keep Your Farm Running Smoothly

More to Explore

Resources to help you make smart money moves.
Digital Banking
Enjoy the convenience of secure, 24/7 online banking.
Learn more
Fraud Prevention
Get tips and advice to help you stay one step ahead of the latest scams.
Learn more
Commercial Loan Calculator
Get a quick estimate of payments so you can borrow with confidence.
Try it now
Visit a Branch
Come see us at your local branch.
Find a branch
Mobile Banking App
Skip the Line. Bank on Your Time.

Deposit checks, transfer funds, and keep tabs on your accounts without ever stepping into a branch.