AD&D Insurance

  • Supplemental coverage available to BHFCU members
  • Accidental Death and Dismemberment insurance* can help you be financially prepared
  • Provides financial assistance after a covered injury or death from an accident

Protect Your Family's Finances 

When misfortune hits, your AD&D policy can be a lifeline. It pays a cash benefit in the event of a fatal accident or an accident that causes certain types of permanent injuries.

  • BHFCU members receive $1,000 complimentary coverage1
  • You can purchase up to $300,000 of additional insurance at competitive group rates
  • Easy online enrollment
  • No medical exams or health questions
  • Must be 18 or older and a Black Hills Federal Credit Union member to apply

To change your beneficiary information or file a claim, call 1.800.832.6858.

Affordable Protection for Your Family

More to Explore

Resources to help you make smart money moves.
5 Misunderstood Financial Terms Explained
Improve your financial literacy with a breakdown of five often misunderstood terms.
Learn more
7 Habits to Help You Build an Emergency Fund on Any Budget
Learn how to create smart financial habits that help you save for the unexpected.
Learn more
GreenPath Financial Wellness
Access free financial counseling, guidance, and educational resources.
Learn more
Financial Calculators
Calculate loan payments, savings goals, and much more with our library of calculators.
Explore now
Personal Loans
Money When Life Calls For It

Get the funds to finance a  project, consolidate high-interest debt, or pay for just about anything.

*The insurance coverage is under written by Minnesota Life Insurance Company.

1Complimentary insurance coverage is paid entirely by BHFCU. All coverage will provide protection, provided the master policy remains in effect, and you remain a BHFCU member. See Summary of Coverage for complete details, including all terms and exclusions.