Additional Privacy Information
Privacy and the Black Hills Federal Credit Union Website
Black Hills Federal Credit Union values your trust and confidence, no matter how you are interacting with us. We adhere to our Privacy Policy at all times, including at the branch, on the phone, in the mail and on the Internet.
The Internet is such a relatively new and different medium; therefore, we have adopted standards and practices that we use to protect your privacy. These work in conjunction with our existing Privacy Policy.
Black Hills Federal Credit Union is committed to protecting the information of members and visitors who use our website.
Secure Transmissions
Black Hills Federal Credit Union has established security standards for accessing Black Hills Federal Credit Union that provides for protection of personal information. These security standards include the requirement of access codes, firewalls, and encryption technologies to protect information you submit on our website. Find out more about Internet Security.
Cookies
We may receive and store certain types of information when you use our website. Like many websites, we use cookies to let you personalize our site, to allow you to avoid reentering information when returning to the site and to gather data about how visitors use our website. A cookie is a small piece of information that a website stores on the computer you are using that can be retrieved later. The cookie cannot be read by a website other than the one that set the cookie.
Information gathered online
As with information we collect through other means, we use the information you provide online to respond to your needs, service your accounts, and provide you information about other services. Black Hills Federal Credit Union collects and stores for staff use only information such as names, addresses, phone numbers, email addresses, user identification, and passwords of members who conduct business on our website. We may use this information in surveys to improve the quality of our website information and services to our members.
When you send us an e-mail, Black Hills Federal Credit Union will retain your e-mail address, the content of the e-mail and our response to best serve you and assist us with and follow-up questions that you may have. Our e-mails are not secure; if the information that you are sending to us is confidential in nature, please consider using other means of communication such as the telephone, fax, or mail.
Children
We do not knowingly solicit information from children under 13 without parental consent. Black Hills Federal Credit Union is committed to protecting children's identities and information online.
Links to other sites
We provide a variety of links to non-BHFCU websites, such as merchants and information sources. While we attempt to monitor these sites to maintain our high standards, we offer these links only as a convenience to our members.
If you choose to leave Black Hills Federal Credit Union's website, you will visit a web-site that is not operated by the credit union. Black Hills Federal Credit Union is not responsible for the content or availability of linked sites.
Please be advised that Black Hills Federal Credit Union does not represent either the third party or you, the member, if you enter into a transaction. Further, the privacy and security policies of the linked site may differ from those practiced by the credit union.
Mobile Deposit Capture Terms and Conditions
This service is designed to allow you to make deposits to your checking or savings accounts from a remote location by scanning checks and delivering the images to BHFCU. Please refer to our Schedule of Fees for applicable fees associated with this service.
Your use of the Mobile Deposit service constitutes your acceptance of this Agreement. We will notify you of any material changes to this Agreement or to the service, via e-mail, by posting the information on our website where you access your accounts, through our online banking or our online account opening site. Your continued use of the service will indicate your acceptance to the revised Agreement and/or service changes.
BHFCU assumes no responsibility for any technical or other difficulties you may experience with using the Mobile Deposit service. BHFCU also reserves the right to change, suspend or discontinue the service, in whole or in part, immediately and without prior notice to you.
You agree to scan and deposit only checks as defined by Reg CC. You further agree that the image of the check transmitted to BHFCU is an item as defined in Article 4 of the Uniform Commercial Code. You agree that you will not use the Mobile Deposit service to scan and deposit any checks or other items that are payable to any other person or entity other than you; checks or items drawn on or otherwise issued by you or any other person on any of your accounts or any account on which you are an authorized signer or joint account owner; checks or items that contain alteration to any of the fields on the front of the check or item, or which you should know or suspect are fraudulent or otherwise not authorized by the account owner on which the check or item is drawn; checks or items previously converted to a substitute check or that are remotely created checks as defined in Regulation CC; checks or items drawn on a financial institution located outside the United States, checks or items that are not payable in United States currency; checks or items that are dated more than 6 months prior to the date of the deposit and any checks or items prohibited by BHFCU’s current procedures relating to Mobile Deposit or which are otherwise not acceptable under the terms of your account.
You understand that the image of the item sent to BHFCU must be legible. The image quality must comply with the requirements established by the Federal Reserve Board, any regulatory agency, clearing house or association. You agree that you will endorse any item transmitted to BHFCU as follows: “For mobile deposit only at BHFCU” unless otherwise instructed by BHFCU. We reserve the right to reject any items transmitted through the service and BHFCU is not responsible for any item we do not receive or that is dropped during transmission. You agree to securely retain the original item for 30 days. Once 30 days has elapsed, you agree to properly dispose of the item.
You agree not to represent or deposit the original item and further agree to promptly provide BHFCU upon request, any retained item or a legible copy of the front and back of the item to facilitate in clearing and collection, resolve claims by third parties or for our audit purposes.
You understand and agree that items transmitted utilizing Mobile Deposit are not subject to the funds availability requirements of Regulation CC. Funds deposited using the Mobile Deposit service will be available after BHFCU receives payment for the item, however, BHFCU may choose to make the funds available to you earlier. BHFCU reserves the right to impose limits on the amounts and number of deposits that you may transmit and may periodically change these limits.
You understand that in order to utilize the Mobile Deposit service you must obtain, and maintain, compatible hardware and/or software as specified by BHFCU. You are responsible for any expense associated with these requirements and BHFCU will not be responsible for any third party software you may need to use the service. Any such software is accepted by you as is and is subject to the terms and conditions of the software agreement that you enter into directly with the third party software provider.
You authorize BHFCU to debit the amount of any returned item that you transmit to us from your account in the event that the item is dishonored.
You agree that you will promptly notify BHFCU of any errors relative to items deposited through Mobile Deposit. BHFCU must hear from you no later than 60 days after the applicable account statement has been mailed, or electronically made available to you. After 60 days has transpired, BHFCU will deem all deposits as correct and you will not be able to bring a claim against BHFCU for the alleged error.
The manner in which items clear, presented and collected is at the sole discretion of BHFCU and subject to your Membership and Account Agreement that governs your account.
You also agree that your use of the service, as well as all information and content, is at your risk and is provided on an “as is” and “as available” basis. BHFCU disclaims all warranties, either express or implied, of any kind as to the use of the service and we make no warranty that the service will meet your requirements, will be uninterrupted, timely, secure, error free, that the results that may be obtained will be accurate or reliable and that any errors in the service or technology will be corrected.
BHFCU will not be liable for any direct, indirect, incidental, consequential or exemplary
damages resulting from the use or inability to use Mobile Deposit either by your or any third
party arising from the inability to use, or the termination of the use of the service. You may not
assign this Agreement.
Location Data
Location Data is collected to provide location-based messages, offers, and interactions. Black Hills Federal Credit Union’s mobile app collects location data to enable push notifications even when the app is closed or not in use. It also is used to support promotional offers from BHFCU. If you use any location-based feature of BHFCU mobile, you agree that your geographic location and other personal information may be accessed and disclosed through BHFCU. If you wish to revoke access to such information, you must cease using location-based features of BHFCU’s mobile app via your device's settings.
Black Hills Federal Credit Union - Short Code 28514 and 40953
Terms of Service
-
Keyword Opt, Subscription
a. Users will be able to opt-in to Black Hills Federal Credit Union Alerts by texting ACCOUNT to 28514. Message and data rates may apply. Message frequency will vary based on your use. Text "HELP" for help. Text "STOP" to cancel.
b. Users will be able to opt-in to Black Hills Federal Credit Union Promo by texting BLACKHILLS to 40953. Message and data rates may apply. Message frequency will vary based on your use. Text "HELP" for help. Text "STOP" to cancel.
-
You can cancel this Alerts service at any time by texting "STOP" to 28514. You can cancel the Promotions service at any time by texting "STOP" to 40953. After you send the message "STOP" to us, we will send you a reply message to confirm that you have been unsubscribed. After this, you will no longer receive messages from us.
If you want to join again, just sign up as you did the first time and we will start sending messages to you again. -
If at any time you forget what keywords are supported, just text "HELP" to 28514 for help with Alerts and text "HELP" to 40953 for help with Promotions. After you send the message "HELP" to us, we will respond with instructions on how to use our service as well as how to unsubscribe.
-
T-Mobile is not liable for delayed or undelivered messages.
-
As always, message and data rates may apply for any messages sent to you from us and to us from you. If you have any questions about your text plan or data plan, it is best to contact your wireless provider.
For all questions about the services provided by this short code, you can send an email to [email protected].
-
If you have any questions regarding privacy, please read our privacy policy.