Plan ahead with a South Dakota Individual Retirement Savings Account

Part of our commitment to improving your life is helping you save for a retirement you can enjoy comfortably.  Black Hills Federal Credit Union’s IRA Savings Accounts allow you to deposit funds easily while growing at a competitive rate.

Saving for tomorrow starts today

  • Open your account with any deposit amount
  • No maintenance or service fees
  • Use Direct Deposit or Payroll Distribution to fund your account regularly

Direct Connect for Quicken® and QuickBooks™

  • A faster and simpler way to manage your finances
  • Free, near real-time connection to your BHFCU personal and business accounts
  • Automatically download transactions and update account balances
  • Pay bills and transfer money directly from Quicken® and QuickBooks™
  • Register for Direct Connect in Online Banking under the Do More tab.

Money Management, Made Easy

  • A simple, secure, and free way to manage your finances
  • Set goals, manage budgets, categorize your spending, and more. 
  • Start planning for your future with Money Management

IRA Share & HSA Share Rates

Minimum Opening Deposit APY Dividend Rate
$100.00 0.50% 0.50%

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