We'll help you lessen the financial shock of health care

Open a Health Savings Account (HSA) and start saving for future medical expenses. To open one of our South Dakota HSAs, you must be a Black Hills Federal Credit Union member currently enrolled in a High-Deductible Health Plan.

Start planning now

  • No fees to open or maintain your account
  • Rollovers welcome
  • Competitive savings rate
  • Tax-deferred earnings
  • Tax-deductible contributions (consult your tax advisor for full details)
  • Includes checks or debit card for easy access

Direct Connect for Quicken® and QuickBooks™

  • A faster and simpler way to manage your finances
  • Free, near real-time connection to your BHFCU personal and business accounts
  • Automatically download transactions and update account balances
  • Pay bills and transfer money directly from Quicken® and QuickBooks™
  • Register for Direct Connect in Online Banking under the Do More tab.

Money Management, Made Easy

  • A simple, secure, and free way to manage your finances
  • Set goals, manage budgets, categorize your spending, and more. 
  • Start planning for your future with Money Management
Stay Current

Stay Current

We're the better option for your personal finances.

Learn More about BHFCU

Regular, Money Market, VIBZ, Keenager Account

Dividends compounded and credited monthly
$25.00 Minimum Daily Balance required to earn the stated APY


Minimum Opening Deposit APY Dividend Rate
$5.00 0.05% 0.05%

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