South Dakota Homeowners Insurance
South Dakota Homeowners Insurance Coverage
BHFCU Insurance’s homeowners insurance policies include, but are not limited to:- Dwelling: Covers the cost to rebuild your home, but does not include the value of your land.
- Other structures: Covers other structures on your property like a shed, detached garage, etc.
- Personal property: Covers your personal belongings within your policy limitations.
- Loss of use: Covers temporary living costs if your home is being repaired for a covered loss.
- Personal liability: Covers damages for which you are legally liable.
- Medical payments: Covers additional medical expenses when others are injured on your property.
- Scheduled personal property: Covers specific valuable items.

Life Insurance
Take a few minutes to review your insurance needs with us.
Insurance Support
- Review your insurance policy with an agent.
- Call at 605.718.7888 or text us at 605.937.7836 to file a claim.
- If you have a quick question, text us at 605.937.7836.