SHARE/SAVINGS ACCOUNT FEES
| Service |
Dormant/Inactive Account per month(No activity for 12 months, balance less than $200, no other services being used, and over 18 years of age) |
Early Account Closing upon closing(Membership closed within 90 days of opening) |
IRA Withdrawal per withdrawal (If before age 59 ½) |
|---|---|---|---|
| Fees | $20.00 | $5.00 | $10.00 |
ATM FEES
| Service | Account Balance Inquiry
per inquiry
|
ATM Transactions at BHFCU-Owned w/BHFCU cards | International (Foreign) Single Currency Transaction
per transaction
|
International (Foreign) Multiple Currency Transaction
per transaction
|
|---|---|---|---|---|
| Fees | $0.50 | Free | 1.00%** | 1.00%** |
| Service | Overdraft by ATM Withdrawal
per item
|
Withdrawal/Transfer CO-OP Network ATMs |
Withdrawal/Transfer CO-OP Network ATMs
(More than 6 per calendar month) per transaction
|
Withdrawal/Transfer at Non-BHFCU-Owned ATMs |
|---|---|---|---|---|
| Fees | $25.00 | Free | $1.00 | $1.50 |
FREEDOM BUSINESS SHARE DRAFT / CHECKING ACCOUNT
| Service | Business Checking
per month
|
Lock Bag, per bag | Zipper Bag, per bag (first bag free) |
|---|---|---|---|
| Fees | $5.00 | $25.00 | $3.00 |
ULTIMATE BUSINESS SHARE DRAFT / CHECKING ACCOUNT
| Service | Business Checking,
per month (If $1,500 minimum
balance not maintained) |
Lock Bag, per bag | Zipper Bag, per bag (first bag free) |
|---|---|---|---|
| Fees | $7.50 | $25.00 | $3.00 |
ASSOCIATION / ORGANIZATION SHARE DRAFT / CHECKING ACCOUNT
| Service | Business Checking,
per month
|
Lock Bag, per bag | Zipper Bag, per bag
(First bag free)
|
|---|---|---|---|
| Fees | Free | $25.00 | $3.00 |
SHARE DRAFT / CHECKING ACCOUNT FEES
| Service | Check Printing
(Depends on style selected)
|
Courtesy Pay
per item* (BUSINESS CHECK)
|
International (Foreign) Single Currency Transaction
per transaction (BUSINESS CHECK)
|
International (Foreign) Multiple Currency Transaction
per transaction (BUSINESS CHECK)
|
|---|---|---|---|---|
| Fees | Varies | $25.00 | 1.00%** | 1.00%** |
| Service | Item Presented Against Closed Account
per item* (Check, BUSINESS CHECK Draft or ACH Debit)
|
Manual Processing of Check
per check
|
Overdraft Paid
per item* (Check, BUSINESS CHECK draft, or ACH debit)
|
Overdraft Return
per item* (Check or ACH debit)
|
|---|---|---|---|---|
| Fees | $25.00 | $1.00 | $25.00 | $25.00 |
| Service | Service Charge (Freedom Checking)
per month
|
Service Charge (Ultimate Checking) per month
(If $1,500 minimum balance not maintained)
|
Stop Payment Order
per order
|
Temporary Checks
per 4 checks
|
|---|---|---|---|---|
| Fees | None | $7.50 | $25.00 | $5.00 |
E-BRANCH FEES
| Service | Bill Pay Enrollment
(Depends on style selected)
|
Bill Pay Check Copy
per copy
|
Bill Pay | Bill Pay Stop Payment
per order
|
Bill Pay Overnight Check
per payment
|
|---|---|---|---|---|---|
| Fees | Free | $10.00 | Free | $15.00 | $20.00 |
| Service | Bill Pay Same Day Bill Payment
per payment
|
Account to Account
outgoing transfer, per transfer
|
Account to Account
incoming transfer, per transfer
|
Dishonored Pre-Authorized Payment
per item*
|
|---|---|---|---|---|
| Fees | $10.00 | Free | Free | $25.00 |
SAFE DEPOSIT BOX FEES
| Box Size | 3 x 5
per box
|
3 x 10
per box
|
5 x 10
per box
|
10 x 10
per box
|
|---|---|---|---|---|
| Annual Fees | $15.00 | $25.00 | $45.00 | $70.00 |
| Service | Drilling Fee & Replacement Lock
(loss of both keys)
|
Replacement Lock
(loss of one key)
|
|---|---|---|
| Fees | $150.00 | $30.00 |
ONLINE BANKING + ACH
| Service | ACH Origination (ACH ORIG MONTHLY), monthly fee – prior month |
ACH Origination (ACH ORIG TRANS), per transaction fee – prior month |
Same Day ACH, |
ACH Return Fee (ACH Orig Return) per item |
|---|---|---|---|---|
| Fees | $5.00 | $0.50 | $1.00 | $5.00 |
OTHER FEES
| Service |
Account Closing per closing (Closing due to abuse) |
Account Research and Statement/Checkbook Reconciliation per 1/4 hour, 1/4 hour minimum |
Cashier’s Check per check (No fee if payable to the member) |
Check Cashing per individual payee, per visit (For checks totaling $200 or more. NO FEE IF: Member has open checking account or loans, or balance in shares is $200 or greater, under 18 years of age, or cashing any check drawn against a BHFCU member’s account) . |
|---|---|---|---|---|
| Fees | $3.00 | $5.00 | $5.00 | $3.00 |
| Service |
Coin Counting |
Collection Item (Domestic) per item |
Collection Item (Foreign) per item |
Compliance with Legal Order/Levy each |
|---|---|---|---|---|
| Fees | Free | $10.00 | $25.00 | $25.00 |
| Service |
Consumer Loan Extension per extension |
Copy of Paid Item (per item), Account Statement or Printout of Account History (per page) . (More than 5 documents, Account Research Fee will apply) |
Credit/BUSINESS CHECK/ATM |
|---|---|---|---|
| Fees | $25.00 | $1.00 | $5.00 |
| Service |
Dishonored Pre-Authorized |
Escheatment Fee | Incorrect Address | Letter of Credit | Loan Amortization Schedule
Printed copy, per amortization
|
|---|---|---|---|---|---|
| Fees | $25.00 | $50.00 | $5.00 | 1.0% of amount requested | $5.00 |
| Service |
Money Order per item |
Transfer Fee per transfer (Per automatic transfer from share or loan to cover overdraft) |
Subordination of Mortgage per subordination |
Statement Copy per page |
Title Handling per title |
|---|---|---|---|---|---|
| Fees | $3.00 | $2.00 | $50.00 | $1.00 | Varies |
| Service |
Wire Transfer - Domestic |
Wire Transfer - Domestic |
Wire Transfer – International Outgoing, |
|---|---|---|---|
| Fees | $15.00 | $25.00 | $45.00 |
BUSINESS ONLINE BANKING
| Service |
Business OLB Basic Fee, |
Business OLB Plus ACH Fee |
ACH Origination |
Same Day ACH, |
Business Desktop Deposit (bRDC), |
|---|---|---|---|---|---|
| Fees | Free | $25.00 | $0.20 | $0.35 | $45.00 |
| Service |
Positive Pay (Check & ACH), |
Positive Pay (Check Only), |
Positive Pay (ACH Only), |
|---|---|---|---|
| Fees | $50.00 | $30.00 | $25.00 |
| Service | The Treasury Solution Suite (+ACH, bRDC, Positive Pay Check Only), monthly fee – prior month (ACH transaction fees also apply) |
ACH Return Fee (ACH ORIG RETURN), per item |
|---|---|---|
| Fees | $75.00 | $5.00 |
*Please refer to your Business Membership and Account Agreement for additional information on how these fees are assessed.
**Applies to all transactions, including card not present and online transactions transacted or originated with a merchant in a foreign country.