How much could you save with Black Hills Federal Credit Union Home Mortgage Loans?

Whether you’re a first-time home buyer in South Dakota, Wyoming, and Montana and reached the huge milestone of buying your first home or you want to save money by refinancing your mortgage, we're here to provide what you need. We focus on your unique circumstances to help you find the home loan that fits your goals and budget  by offering competitive mortgage rates.

Conventional Mortgages

Choose from first mortgages and conventional mortgages, adjustable and fixed rates.

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Home Construction Loans

Here's the financing you need to fit your home-building timeline.

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Mortgage Refinance

Come home to a better mortgage, when you Refinance with your neighbors at BHFCU.

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Helping South Dakota residents build a better quality of life

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Renovation Loans

Buy a house and turn it into the home of your dreams.

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FHA Loans

Ideal for qualified borrowers who need a low down payment.

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VA Loans

Available to eligible service members and their families with up to 100% financing.

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USDA Home Loans

Financing for low- and moderate-income families in specific rural areas.

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Jumbo Loans

Get this loan when you want to purchase or refinance more than $766,500.

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