COVID-19 Update

In response to the current situation surrounding the coronavirus, we’ve implemented our business continuity plan, which examines all areas of our operations.
All BHFCU lobbies are currently closed to walk-in traffic.
We will continue to monitor the situation and take the necessary steps to protect our staff, members and community.  If you have questions or concerns, please call or text us at 605.718.1818 or 800.482.2428.

Member Service Centers

All BHFCU lobbies are now closed to walk-in traffic. All BHFCU drive-ups are fully operational and we have extended drive-up and contact center hours to 7:00 AM – 7:00 PM Monday through Friday, and 8:00 AM – 1:00 PM Saturday.

Online and Mobile Banking

For your safety and health, we encourage you to use online and mobile banking for transfers, loan payments, mobile check deposits, bill pay, external transfers, account alerts, and more. Learn more.

We are Here to Help our Members

As your member-owned, not-for-profit financial cooperative, we understand and share your concerns about the impact the Coronavirus (COVID-19) is having on our community. If you are a member who is facing financial challenges due to the pandemic, we are here to help. Our team will work with you to find creative solutions to meet your individual financial needs. If you need assistance, please do not hesitate to call or text our Contact Center.

SBA Disaster Assistance

The U.S. Small Business Administration is offering states with a low-interest federal disaster loan for working capital to small businesses suffering substantial economic injury as a result of the Coronavirus (COVID-19). To start your SBA relief loan, click here.

ATMs and ITMs

Access cash from over 60,000 locations around the world and Interactive Teller Machines at many BHFCU locations.
ATM Services available 24 hours a day at most locations. BHFCU ATMs and ITMs are being cleaned and sanitized on a regular schedule, daily.

Contact Center

Please call or text us with any questions. 605.718.1818, 605.937.4600, or 1.800.482.2428. Contact Center hours have been extended to 7:00 AM – 7:00 PM, Monday through Friday, and 8:00 AM – 1:00 PM, Saturday.


Please Beware of Scams

We want to keep you informed of all potential threats associated with the coronavirus.  Be on the lookout for coronavirus scams and remember that BHFCU will not contact you and ask for your personal or account information. Learn how to avoid these scams by clicking the links below.

Protecting Members and Staff

We encourage members and staff to take precautions to protect their health and avoid contracting the disease.  With this in mind, BHFCU is utilizing the Centers for Disease Control and Prevention (CDC) guidelines to ensure we are helping our employees and members by providing accurate information regarding the public health concerns posed by the virus.  We are taking steps to help slow the spread of disease.
  • Specific, scheduled cleaning and sanitizing of public areas and workspaces
  • Limiting member interaction
  • Holding virtual meetings as needed
  • Social distancing
  • Suspending all work-related travel
  • Preventing employees with symptoms of illness from coming to work 

Your Funds are Safe

Our legacy of people helping people is more important than ever.  In these unprecedented times, rest assured that your credit union is strong and secure and your deposits are safe.  Your savings are federally insured by the National Credit Union Administration (NCUA) for at least $250,000 and backed by the full faith and credit of the United States Government. Concerned about how the amount of insurance your funds have? Take a look at's Insurance Estimator Tool.


If you would like more information and helpful tips from the CDC, please go to their website,  The site includes a COVID-19 Situation Summary which provides background about the disease, symptoms, severity, the current situation in the United States and abroad, and the CDC’s response. For specific South Dakota coverage of this situation, check out COVID.SD.GOV. Being informed is the best protection for you and your family.

Digitally Accessing Your Money

If you are not currently using our digital and mobile services, we encourage you to take advantage of these convenient ways to manage your money and conduct everyday transactions.  We are here to help as needed. 

Download Our Mobile App
Apple Devices        Android Devices

Register for online banking


ATM Banking

You'll enjoy convenient access to your credit union accounts at ATMs throughout South Dakota and beyond.

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ITM Banking

Skip the teller line and take advantage of an Interactive Teller Machine's quick, efficient account support. Watch a tutorial video below.

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Mobile Banking

It's time your smartphone got even smarter.

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Mobile Wallet

Turn your iPhone into a mobile wallet that allows you to make purchases quickly and securely.

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Online Banking

Banking with BHFCU is easy, at home or on the go. Log in above or download the app.

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Phone Banking (QuickTeller)

Check your accounts from any phone, 24/7.

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