Our not-for-profit status means all-for-you

When it comes to managing your money, you don't have to settle for cold, impersonal relationships with an institution that doesn't know you and doesn't care to. Black Hills is a different experience, a not-for-profit credit union that thrives because of close relationships with members.

Our South Dakota credit union treats you and your money better

  • Earn More: Because Black Hills is owned by members like you and not shareholders, we're able to offer higher dividends on our deposit and savings products.
  • Pay Less: Banks charge more, and higher, fees to pay profits to stockholders. Not us. We prioritize your needs, which means eliminating fees or, at least, keeping them to an absolute minimum.
  • Better Treatment: We consider you part of our family, so you can expect to be treated as such. Everything we do is geared toward providing you with a tremendous member experience in our locations, online and over the phone.
  • Safe and Secure: Rest assured, knowing your funds are insured by the National Credit Union Administration.
  • Full Service: We can meet all of your financial needs, whether you want personal, business or commercial accounts and services, all delivered by friendly professionals who are loyal to you and dedicated to improving your life.
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