Information on the Equifax Data Breach
More than 143 million consumers have been impacted by the recent cyber security attack against Equifax, one of three major national credit reporting bureaus. We want to assure members that the breach is isolated to the Equifax database. While your information remains safe and secure with BHFCU, we want to provide our members with a few proactive steps to help ensure your peace-of-mind.
- Start by visiting equifaxsecurity2017.com to see if you have been affected by the Equifax data breach. (You can also call 1-866-447-7559 to reach the Equifax call center.)
- If Equifax believes your information has been compromised, they will be sending you a physical letter with additional information.
- Whether you have been affected by the Equifax data breach or not, you will have the option to sign up for 12 months of credit monitoring from Equifax.
- Visit annualcreditreport.com to order a free copy of your credit report from the three major credit reporting bureaus - Experian, TransUnion, or Equifax. For more information about reviewing your credit report, check out our blog “Five Reasons To Check Your Credit Score”.
- You can also put a free, 90-day fraud alert on your credit reports. To get started contact any of the three bureaus:
- In the coming months, be sure to closely monitor your existing credit card and bank accounts for unfamiliar charges. BHFCU offers a variety of convenient eServices that can help you stay up-to-date on your account transactions, including:
- Online Banking: Monitor your account balances, access transaction history, and more. Visit bhfcu.com/one-time-registration to get registered, or log in at the top of any page if you have already registered.
- Mobile App: Manage your accounts anywhere, at any time, with BHFCU’s mobile app for Apple and Android devices. Download the app today.
- Card Alerts: Set up alerts for online, declined, and international charges, as well as for charges over a pre-selected amount. Members can choose to receive near real-time alerts by email or text message. Learn more at bhfcu.com/CardAlerts.
- Consider placing a credit freeze on your credit reports.
- Be on the lookout for phishing scams, including by phone, email, social media, or even physical mail. Visit consumer.sd.gov or consumer.ftc.gov for more information about scams, identity theft, and consumer alerts.
At Black Hills Federal Credit Union, your financial security is one of our top priorities. If you suspect you may be a victim of fraud or identity theft, please stop by any of our member service centers or give us a call at 605-718-1818 or 1-800-482-2428 for assistance.