The Best of Both Buying and Leasing

Drive away in your next vehicle with the Black Hills Auto Loans leader. Our Lower Payment Option Loans might be perfect for you and our lending experts are ready to show you the best options.

Want a lower auto payment?

  • Financing options on new and used cars, trucks and SUVs (up to 5 model years old)
  • Enjoy more purchasing power by saving on your monthly payment over a conventional loan
  • No Down Payment*
  • Title is in your name
  • Flexibility to Sell, Trade or Refinance without penalty throughout the life of the loan
  • Multiple Term and Mileage Options
  • End of Loan Options
    • Keep the vehicle
    • Sell it
    • Trade it in
    • Return it with a Guaranteed Value (assessed at the start of your loan)
  • Pay monthly via Mobile Banking, Online Banking and Phone Banking.

Pay BHFCU loans from an External Account

  • Make loan payments from savings and checking accounts at other financial institutions
  • Set up one-time and recurring payments in Online Banking and in our Mobile App
  • No minimum payment required
  • Free, same day payments (Scheduled before 1:00 p.m. MST)
  • Contact BHFCU if you have an existing Prearranged Payment
 Calculate Lower Payment

*Down Payment may be needed depending on Credit History


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Mortgage Loans

Mortgage Loans

Choose from first mortgages and conventional mortgages, adjustable and fixed rates.

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New and Nearly New Lower Payment Option Car Loan Rates

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Your journeys are more enjoyable when you know you have the right insurance behind you.

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